{"text_format":"1","workbook":"xlsx","n_sheets":5,"sheets":["Formulario","Variables","Simulador","Tarifas","seguros"],"not_rendered":{"charts":0,"images":6,"macros":1,"external_links":4,"defined_names":2,"comments":1,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Formulario","index":0,"n_rows":27,"n_cols":3,"rows_kept":27,"cut":false,"hidden":false,"merged":[[26,1,28,2],[21,1,23,1],[21,2,23,2],[4,1,5,2]]}
[]
[]
[]
[]
[null,"INGRESE LOS DATOS PARA SIMULAR EL VALOR TOTAL UNIFICADO DEL CRÉDITO HIPOTECARIO"]
[]
[]
[null,"  Elija el uso del inmueble","Comercial"]
[null,"  Elija el tipo de vivienda","Nueva"]
[null,"  Elija el rango de edad del deudor","De 18 a 50 años"]
[null,"  Digite el valor del inmueble",150000000]
[null,"  Digite el valor del crédito",30874000]
[null,"  Con garantía hipotecaria","Si"]
[null,"  Tipo de inmueble (de la garantía)","Casa"]
[null,"  Valor del avalúo comercial del inmueble",100000000]
[null,"  Elija la categoría de la vivienda","No VIS"]
[null,"  Digite el Plazo",180]
[]
[null,"  Elija el sistema de crédito","UVR"]
[null,"  Elija el sistema de amortización","Cuota fija"]
[]
[null,"Tasa\n  Si es UVR, digite los puntos adicionales a la UVR.\n  Si es Pesos, digite la Tasa E.A.",6.5000000000000002E-2]
[]
[]
[]
[null,"Nota:"]
[null,"Si el valor de su inmueble es inferior a 150 SMMLV puede ingresar a la categoría VIS (Vivienda de Interés Social).\nRecuerda que el plazo máximo para este producto es de 240 meses."]

{"sheet":"Variables","index":1,"n_rows":46,"n_cols":12,"rows_kept":46,"cut":false,"hidden":true,"merged":[[1,7,1,9],[2,10,2,11],[11,10,11,11],[19,10,19,11]]}
[]
[null,"LISTA DESPLEGABLE",null,null,"TARIFAS",null,null,"FACTOR MENSUAL PARA COBRO DE SEGUROS"]
[null,null,null,null,"TARIFARIO A partir del 05 de Junio de 2023","IVA INCLUIDO",null,"Hipotecarios:",null,null,"VALOR DEL SEGURO"]
[null,"  Uso del inmueble",null,13300,"Certificaciones",{"$f":"D4*1.19","v":15827},null,"Edad","Con garantía hipotecaria","Sin garantía hipotecaria","Con garantía hipotecaria","Sin garantía hipotecaria"]
[null,"Vivienda",null,59900,"Gastos de documentación",{"$f":"D5*1.19","v":71281},null,"Entre 18 y 51 años",4.4000000000000002E-4,6.9499999999999998E-4,{"$f":"Formulario!$C$12*Variables!$I5","v":13584.560000000001},{"$f":"Formulario!$C$12*Variables!$J5","v":21457.43}]
[null,"Comercial",null,112500,"Estudio de Créditos - VIS",133875,null,"Entre 51 y 60 años",4.4000000000000002E-4,8.9900000000000006E-4,{"$f":"Formulario!$C$12*Variables!$I6","v":13584.560000000001},{"$f":"Formulario!$C$12*Variables!$J6","v":27755.726000000002}]
[null,null,null,181750,"Estudio de Créditos - No VIS",216282.5,null,"Entre 61 y 70 años",4.4000000000000002E-4,9.2800000000000001E-4,{"$f":"Formulario!$C$12*Variables!$I7","v":13584.560000000001},{"$f":"Formulario!$C$12*Variables!$J7","v":28651.072}]
[null,"  Tipo de Vivienda",null,86500,"Levantamiento de hipoteca (elaboración de la minuta y otros)",102935,null,"Entre 71 y 75 años",4.4000000000000002E-4,2.7139999999999998E-3,{"$f":"Formulario!$C$12*Variables!$I8","v":13584.560000000001},{"$f":"Formulario!$C$12*Variables!$J8","v":83792.035999999993}]
[null,"Nueva",null,329450,"Estudio de títulos - Tarifa máxima",392045.5,null,"Entre 76 y 80 años",4.4000000000000002E-4,6.5179999999999995E-3,{"$f":"Formulario!$C$12*Variables!$I9","v":13584.560000000001},{"$f":"Formulario!$C$12*Variables!$J9","v":201236.73199999999}]
[null,"Usada",null,null,null,null,null,"81 años en adelante",4.4000000000000002E-4,1.0725E-2,{"$f":"Formulario!$C$12*Variables!$I10","v":13584.560000000001},{"$f":"Formulario!$C$12*Variables!$J10","v":331123.65000000002}]
[]
[null,"  Categoría de la vivienda",null,null,null,null,null,"Consumo, educativo, libranza:",null,null,"VALOR DEL SEGURO"]
[null,"VIS",null,null,null,null,null,"Edad","Con garantía hipotecaria","Sin garantía hipotecaria","Con garantía hipotecaria","Sin garantía hipotecaria"]
[null,"No VIS",null,null,null,null,null,"Entre 18 y 51 años",4.4000000000000002E-4,6.9499999999999998E-4,0,0]
[null,null,null,null,null,null,null,"Entre 51 y 60 años",4.4000000000000002E-4,8.9900000000000006E-4,0,0]
[null,"  Sistema de crédito",null,null,null,null,null,"Entre 61 y 70 años",4.4000000000000002E-4,9.2800000000000001E-4,0,0]
[null,"Pesos",null,null,null,null,null,"Entre 71 y 75 años",4.4000000000000002E-4,2.7139999999999998E-3,0,0]
[null,"UVR",null,null,null,null,null,"Entre 76 y 80 años",4.4000000000000002E-4,6.5179999999999995E-3,0,0]
[null,null,null,null,null,null,null,"81 años en adelante",4.4000000000000002E-4,1.0725E-2,0,0]
[null,"  Sistema de amortización",null,null,null,null,null,null,null,null,"VALOR DEL SEGURO"]
[null,"Cuota fija",null,null,null,null,null,null,null,null,"Con garantía hipotecaria","Sin garantía hipotecaria"]
[null,null,null,null,null,null,null,"Incendio y terremoto",1.4999999999999999E-4,0,{"$f":"VLOOKUP(Formulario!$C$14,Variables!$B$28:$D$38,3,0)*$I$22","v":12749.999999999998},0]
[null,"Con garantía hipotecaria",null,null,null,null,null,"Aplica si tiene garantía hipotecaria"]
[null,"Si"]
[null,"No"]
[]
[null,"  Tipo de inmueble","% Destructible","Base de liquidación"]
[null,"Casa",0.85,{"$f":"IF(Formulario!$C$13=\"No\",0,Variables!$C28*Formulario!$C$15)","v":85000000}]
[null,"Apartamento",0.95,{"$f":"IF(Formulario!$C$13=\"No\",0,Variables!$C29*Formulario!$C$15)","v":95000000}]
[null,"Consultorio",0.95,{"$f":"IF(Formulario!$C$13=\"No\",0,Variables!$C30*Formulario!$C$15)","v":95000000}]
[null,"Oficina",0.95,{"$f":"IF(Formulario!$C$13=\"No\",0,Variables!$C31*Formulario!$C$15)","v":95000000}]
[null,"Bodega",0.85,{"$f":"IF(Formulario!$C$13=\"No\",0,Variables!$C32*Formulario!$C$15)","v":85000000}]
[null,"Local",0.95,{"$f":"IF(Formulario!$C$13=\"No\",0,Variables!$C33*Formulario!$C$15)","v":95000000}]
[null,"Lote",0,{"$f":"IF(Formulario!$C$13=\"No\",0,Variables!$C34*Formulario!$C$15)","v":0}]
[null,"Deposito",0.85,{"$f":"IF(Formulario!$C$13=\"No\",0,Variables!$C35*Formulario!$C$15)","v":85000000}]
[null,"Garaje",0.85,{"$f":"IF(Formulario!$C$13=\"No\",0,Variables!$C36*Formulario!$C$15)","v":85000000}]
[null,"Otro",0.95,{"$f":"IF(Formulario!$C$13=\"No\",0,Variables!$C37*Formulario!$C$15)","v":95000000}]
[null,"N/A",0,{"$f":"IF(Formulario!$C$13=\"No\",0,Variables!$C38*Formulario!$C$15)","v":0}]
[]
[null,"Edad"]
[null,"Entre 18 y 51 años"]
[null,"Entre 51 y 60 años"]
[null,"Entre 61 y 70 años"]
[null,"Entre 71 y 75 años"]
[null,"Entre 76 y 80 años"]
[null,"81 años en adelante"]

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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"los % de seguros sale de la tabla seguros productos","TASA MENSUAL EN % POR RANGOS DE EDAD PARA COBRO DE SEGURO DE VIDA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Certificaciones",15600,null,null,"CON GARANTIA HIPO","SI","NO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"De 18 a 50 años",4.1000000000000002E-2,6.9499999999999992E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Estudio de Créditos - VIS","VIS",130300,null,"De 51 a 60 años",4.1000000000000002E-2,8.9900000000000008E-2]
[null,"SIMULACIÓN VALOR TOTAL UNIFICADO DEL CRÉDITO HIPOTECARIO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Estudio de Créditos - No VIS","No VIS",211300,null,"De 61 a 70 años",4.1000000000000002E-2,9.2799999999999994E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de Documentación",null,89850,null,"De 71 a 75 años",4.1000000000000002E-2,0.27139999999999997]
[null,null,{"$f":"TODAY()","v":"2025-10-17"},null,null,null,null,null,null,"Actualizar datos",null,null,null,null,null,null,null,null,null,null,"Estudio de títulos - Tarifa máxima",null,382950,null,"De 76 a 80 años",4.1000000000000002E-2,0.65179999999999993]
[null,"  Uso del inmueble",{"$f":"Formulario!C8","v":"Comercial"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% A TENER EN CUENTA PARA COSTO AVALUO",null,null,"ACTUALIZADO TARIFAS 4 SEPTIEMBRE 2025",null,null,null,"Desde 81 años",4.1000000000000002E-2,1.0725]
[null,"  Tipo de Vivienda",{"$f":"Formulario!C9","v":"Nueva"},null,null,null,null,null,null,"TEA","TNM","CUOTA"]
[null,"  Rango de edad del deudor",{"$f":"Formulario!C10","v":"De 18 a 50 años"},null,null,null,null,null,"Valor UVR",372.3458,"https://www.banrep.gov.co/es/estadisticas/unidad-valor-real-uvr",null,null,null,null,null,null,"VIS",0.8,null,null,"Etiquetas de fila","% DEL VALOR TOTAL","Máx. de POND AVA OK"]
[null,"  Valor Inmueble",{"$f":"Formulario!C11","v":150000000},null,null,null,null,null,"IPC Ult 12 meses",7.1599999999999997E-2,{"$f":"(1+J11)^(1/12)-1","v":5.7793747418921626E-3},null,null,null,null,null,null,"NO VIS",0.7,null,null,"No Vis_Pesos",{"$f":"+S11","v":0.7},2.5999999999999999E-3,"TIPO DE SEGURO"]
[null,"  Desembolso",{"$f":"Formulario!C12","v":30874000},null,null,null,null,null,"Tasa UVR",{"$f":"Formulario!C22","v":6.5000000000000002E-2},{"$f":"(1+J12)^(1/12)-1","v":5.2616942768477504E-3},{"$f":"PMT(K12,Formulario!$C$17,-Simulador!$N$21)","v":713.85096817016097},null,null,null,null,{"$f":"+CONCATENATE(C16,\"_\",C18)","v":"No VIS_UVR"},{"$f":"+VLOOKUP(C16,$R$10:$S$11,2,0)","v":0.7},{"$f":"+VLOOKUP(Q12,$V$10:$X$14,3,0)","v":2.2000000000000001E-3},null,null,"No Vis_UVR",{"$f":"+S11","v":0.7},2.2000000000000001E-3,"Incendio",6.4999999999999997E-4]
[null,"  Con garantía hipotecaria",{"$f":"Formulario!C13","v":"Si"},null,null,null,null,null,"Tasa EA Pesos",{"$f":"Formulario!C22","v":6.5000000000000002E-2},{"$f":"(1+J13)^(1/12)-1","v":5.2616942768477504E-3},{"$f":"PMT(K13,Formulario!$C$17,-Simulador!$N$21)","v":713.85096817016097},null,null,null,null,null,null,null,null,null,"Vis_Pesos",{"$f":"+S10","v":0.8},3.0999999999999999E-3,"Terremoto",1.235E-2]
[null,"  Tipo de inmueble (de la garantía)",{"$f":"Formulario!C14","v":"Casa"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Vis_UVR",{"$f":"+S10","v":0.8},1.15E-2,"IN+TERR",{"$f":"SUM(Z12:Z13)/100","v":1.2999999999999999E-4}]
[null,"  Valor del avalúo comercial del inmueble",{"$f":"Formulario!C15","v":100000000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total general"]
[null,"  Categoría de la vivienda",{"$f":"Formulario!C16","v":"No VIS"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VTUA%",{"$f":"IRR(AD21:AD321)","v":1.1995534980189015E-2}]
[null,"  Plazo (meses)",{"$f":"Formulario!C17","v":180}]
[null,"  Sistema de Crédito",{"$f":"Formulario!C19","v":"UVR"},null,null,null,null,null,"FLUJO DEL CRÉDITO",null,null,null,null,null,null,"FLUJO EN $",null,null,null,null,"FLUJO DEL CLIENTE"]
[null,"  Sistema de amortización",{"$f":"Formulario!C20","v":"Cuota fija"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"+INDEX($Y$2:$AA$8,MATCH(C10,Y2:Y8,0),MATCH(C13,Y2:AA2,0))","v":4.1000000000000002E-2}]
[null,{"$f":"IF(C18=\"Pesos\",\"  Tasa en Pesos E.A.\",\"  Tasa: Spread sobre la UVR\")","v":"  Tasa: Spread sobre la UVR"},{"$f":"Formulario!C22","v":6.5000000000000002E-2},null,null,null,null,null,"Periodo","Capital","Intereses","Abono a Capital","Cuota","Saldo",null,"Valor UVR","Interés $","Cuota $","Saldo $",null,"Desembolso","Cuota","Certificaciones","Gastos de documentación","Estudio de crédito","Estudio de títulos","costo Avaluo","Seguro de vida","Seguro de incendio y terremoto","Saldo cliente"]
[null,{"$f":"IF(C18=AJ17,\"  Cuota Mensual sin Seguros\",\"  Valor 1ra. Cuota sin Seguros\")","v":"  Valor 1ra. Cuota sin Seguros"},{"$f":"$R$22","v":267335.56421964034},null,null,null,null,null,0,null,null,null,null,{"$f":"IF(Formulario!$C$19=\"UVR\",Formulario!$C$12/J10,IF(Formulario!C19=\"PESOS\",Formulario!$C$12,\"Error\"))","v":82917.546001593146},null,null,null,null,{"$f":"IF(Formulario!$C$19=\"UVR\",$J$10*N21,IF(Formulario!$C$19=\"PESOS\",N21,\"Error\"))","v":30874000},null,{"$f":"S21","v":30874000},0,{"$f":"-V2","v":-15600},{"$f":"-W6","v":-89850},{"$f":"VLOOKUP(C16,$V$4:$W$5,2,0)*-1","v":-211300},{"$f":"-W7","v":-382950},{"$f":"-((C15*R12)*S12)","v":-154000},0,0,{"$f":"SUM(U21:AC21)","v":30020300}]
[null,null,null,null,null,null,null,null,1,{"$f":"N21","v":82917.546001593146},{"$f":"IF(Formulario!$C$19=\"UVR\",J22*$K$12,IF(Formulario!$C$19=\"PESOS\",J22*$K$13,\"Error\"))","v":436.28677724684275},{"$f":"IF(I22<>0,M22-K22,0)","v":277.56419092331822},{"$f":"IF(I22<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},{"$f":"J22-L22","v":82639.981810669822},null,{"$f":"IF(I22<>0,IF(Formulario!$C$19=\"UVR\",($J$10*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":374.49772591176963},{"$f":"P22*$K22","v":163388.4059243174},{"$f":"P22*$M22","v":267335.56421964034},{"$f":"IF(Formulario!$C$19=\"UVR\",P22*N22,IF(Formulario!$C$19=\"PESOS\",N22,\"Error\"))","v":30948485.257485855},null,0,{"$f":"-R22","v":-267335.56421964034},0,0,0,0,null,{"$f":"(S21*($Z$19/100))*-1","v":-12658.34},{"$f":"($Z$14*S21)*-1","v":-4013.6199999999994},-284007.52421964036]
[null,null,null,null,null,null,null,null,{"$f":"IF(AND(I22+1<=Formulario!$C$17,I22<>0),I22+1,0)","v":2},{"$f":"IF(I23<>0,N22,0)","v":82639.981810669822},{"$f":"IF(Formulario!$C$19=\"UVR\",J23*$K$12,IF(Formulario!$C$19=\"PESOS\",J23*$K$13,\"Error\"))","v":434.82631933200361},{"$f":"IF(I23<>0,M23-K23,0)","v":279.02464883815736},{"$f":"IF(I23<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},{"$f":"J23-L23","v":82360.95716183167},null,{"$f":"IF(I23<>0,IF(Formulario!$C$19=\"UVR\",(P22*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":376.66208860980015},{"$f":"P23*$K23","v":163782.58962210439},{"$f":"P23*$M23","v":268880.59662710078},{"$f":"IF(Formulario!$C$19=\"UVR\",P23*N23,IF(Formulario!$C$19=\"PESOS\",N23,\"Error\"))","v":31022250.144477796},null,0,{"$f":"-R23","v":-268880.59662710078},0,0,0,0,null,{"$f":"(S22*($Z$19/100))*-1","v":-12688.8789555692},{"$f":"($Z$14*S22)*-1","v":-4023.3030834731608},-285592.77866614313]
[null,"VALOR TOTAL UNIFICADO",null,null,null,null,null,null,{"$f":"IF(AND(I23+1<=Formulario!$C$17,I23<>0),I23+1,0)","v":3},{"$f":"IF(I24<>0,N23,0)","v":82360.95716183167},{"$f":"IF(Formulario!$C$19=\"UVR\",J24*$K$12,IF(Formulario!$C$19=\"PESOS\",J24*$K$13,\"Error\"))","v":433.35817693411241},280.49279123604856,{"$f":"IF(I24<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},82080.464370595626,null,{"$f":"IF(I24<>0,IF(Formulario!$C$19=\"UVR\",(P23*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":378.83895997093998},164172.96104462174,{"$f":"P24*$M24","v":270434.55835583236},{"$f":"IF(Formulario!$C$19=\"UVR\",P24*N24,IF(Formulario!$C$19=\"PESOS\",N24,\"Error\"))","v":31095277.756088242},null,0,-270434.55835583236,0,0,0,0,null,-12719.122559235897,-4032.8925187821133,-287186.57343385037]
[null,"  Valor Total Unificado %",{"$f":"(1+AC16)^12-1","v":0.1538335328307987},null,null,null,null,null,{"$f":"IF(AND(I24+1<=Formulario!$C$17,I24<>0),I24+1,0)","v":4},82080.464370595626,{"$f":"IF(Formulario!$C$19=\"UVR\",J25*$K$12,IF(Formulario!$C$19=\"PESOS\",J25*$K$13,\"Error\"))","v":431.88230961976871},281.96865855039226,{"$f":"IF(I25<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},81798.495712045231,null,{"$f":"IF(I25<>0,IF(Formulario!$C$19=\"UVR\",(P24*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":381.02841228744074},164559.43072945336,271997.50101172883,{"$f":"IF(Formulario!$C$19=\"UVR\",P25*N25,IF(Formulario!$C$19=\"PESOS\",N25,\"Error\"))","v":31167550.948661625},null,0,-271997.50101172883,0,0,0,0,null,-12749.06387999618,-4042.3861082914709,-288788.95100001647]
[null,"  Valor Total Unificado $",{"$f":"SUM(Q22:Q321)-SUM(W21:AC321)","v":28975740.849605031},null,null,null,null,null,{"$f":"IF(AND(I25+1<=Formulario!$C$17,I25<>0),I25+1,0)","v":5},{"$f":"IF(I26<>0,N25,0)","v":81798.495712045231},{"$f":"IF(Formulario!$C$19=\"UVR\",J26*$K$12,IF(Formulario!$C$19=\"PESOS\",J26*$K$13,\"Error\"))","v":430.39867674282362},283.45229142733734,{"$f":"IF(I26<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},{"$f":"J26-L26","v":81515.043420617891},null,{"$f":"IF(I26<>0,IF(Formulario!$C$19=\"UVR\",(P25*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":383.23051826935807},164941.90795059822,273569.4764989338,{"$f":"IF(Formulario!$C$19=\"UVR\",P26*N26,IF(Formulario!$C$19=\"PESOS\",N26,\"Error\"))","v":31239052.33683262},null,0,-273569.4764989338,0,0,0,0,null,-12778.695888951266,-4051.781623326011,-290399.95401121106]
[null,"    Intereses",{"$f":"SUM($Q$22:$Q$321)","v":25518194.42423429},null,null,null,null,null,{"$f":"IF(AND(I26+1<=Formulario!$C$17,I26<>0),I26+1,0)","v":6},81515.043420617891,{"$f":"IF(Formulario!$C$19=\"UVR\",J27*$K$12,IF(Formulario!$C$19=\"PESOS\",J27*$K$13,\"Error\"))","v":428.90723744326101},284.94373072689996,{"$f":"IF(I27<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},81230.099689890994,null,{"$f":"IF(I27<>0,IF(Formulario!$C$19=\"UVR\",(P26*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":385.44535104696627},165320.30070290226,275150.53702156444,{"$f":"IF(Formulario!$C$19=\"UVR\",P27*N27,IF(Formulario!$C$19=\"PESOS\",N27,\"Error\"))","v":31309764.290550102},null,0,-275150.53702156444,0,0,0,0,null,-12808.011458101373,-4061.0768037882403,-292019.62528345408]
[null,"    Certificaciones",{"$f":"-W21","v":15600},null,null,null,null,null,{"$f":"IF(AND(I27+1<=Formulario!$C$17,I27<>0),I27+1,0)","v":7},81230.099689890994,{"$f":"IF(Formulario!$C$19=\"UVR\",J28*$K$12,IF(Formulario!$C$19=\"PESOS\",J28*$K$13,\"Error\"))","v":427.40795064607164},286.44301752408933,{"$f":"IF(I28<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},80943.656672366909,null,{"$f":"IF(I28<>0,IF(Formulario!$C$19=\"UVR\",(P27*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":387.67298417318688},165694.51568630876,276740.73508544493,{"$f":"IF(Formulario!$C$19=\"UVR\",P28*N28,IF(Formulario!$C$19=\"PESOS\",N28,\"Error\"))","v":31379668.93206637},null,0,-276740.73508544493,0,0,0,0,null,-12837.003359125541,-4070.2693577715127,-293648.00780234195]
[null,"    Gastos de documentación",{"$f":"-X21","v":89850},null,null,null,null,null,{"$f":"IF(AND(I28+1<=Formulario!$C$17,I28<>0),I28+1,0)","v":8},80943.656672366909,{"$f":"IF(Formulario!$C$19=\"UVR\",J29*$K$12,IF(Formulario!$C$19=\"PESOS\",J29*$K$13,\"Error\"))","v":425.90077506012221},287.95019311003875,{"$f":"IF(I29<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},80655.706479256871,null,{"$f":"IF(I29<>0,IF(Formulario!$C$19=\"UVR\",(P28*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":389.91349162603137},166064.45828992524,278340.12349985045,{"$f":"IF(Formulario!$C$19=\"UVR\",P29*N29,IF(Formulario!$C$19=\"PESOS\",N29,\"Error\"))","v":31448748.132891368},null,0,-278340.12349985045,0,0,0,0,null,-12865.664262147211,-4079.3569611686275,-295285.1447231663]
[null,"    Estudio de Crédito",{"$f":"-Y21","v":211300},null,null,null,null,null,{"$f":"IF(AND(I29+1<=Formulario!$C$17,I29<>0),I29+1,0)","v":9},80655.706479256871,{"$f":"IF(Formulario!$C$19=\"UVR\",J30*$K$12,IF(Formulario!$C$19=\"PESOS\",J30*$K$13,\"Error\"))","v":424.38566917701792},289.46529899314305,{"$f":"IF(I30<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},80366.241180263722,null,{"$f":"IF(I30<>0,IF(Formulario!$C$19=\"UVR\",(P29*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":392.16694781105787},166430.03257590445,279948.75537926063,{"$f":"IF(Formulario!$C$19=\"UVR\",P30*N30,IF(Formulario!$C$19=\"PESOS\",N30,\"Error\"))","v":31516983.510711372},null,0,-279948.75537926063,0,0,0,0,null,-12893.986734485461,-4088.3372572758776,-296931.079371022]
[null,"    Estudio de Títulos",{"$f":"-Z21","v":382950},null,null,null,null,null,{"$f":"IF(AND(I30+1<=Formulario!$C$17,I30<>0),I30+1,0)","v":10},80366.241180263722,{"$f":"IF(Formulario!$C$19=\"UVR\",J31*$K$12,IF(Formulario!$C$19=\"PESOS\",J31*$K$13,\"Error\"))","v":422.86259126995964},290.98837690020133,{"$f":"IF(I31<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},80075.252803363517,null,{"$f":"IF(I31<>0,IF(Formulario!$C$19=\"UVR\",(P30*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":394.43342756384203},166791.14126313815,281566.6841451237,{"$f":"IF(Formulario!$C$19=\"UVR\",P31*N31,IF(Formulario!$C$19=\"PESOS\",N31,\"Error\"))","v":31584356.426271822},null,0,-281566.6841451237,0,0,0,0,null,-12921.963239391662,-4097.2078563924779,-298585.85524090787]
[null,"    Costo avaluo",{"$f":"-AA21","v":154000},null,null,null,null,null,{"$f":"IF(AND(I31+1<=Formulario!$C$17,I31<>0),I31+1,0)","v":11},{"$f":"IF(I32<>0,N31,0)","v":80075.252803363517},{"$f":"IF(Formulario!$C$19=\"UVR\",J32*$K$12,IF(Formulario!$C$19=\"PESOS\",J32*$K$13,\"Error\"))","v":421.33149939259459},292.51946877756637,{"$f":"IF(I32<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},79782.733334585952,null,{"$f":"IF(I32<>0,IF(Formulario!$C$19=\"UVR\",(P31*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":396.71300615246247},{"$f":"P32*$K32","v":167147.68571076062},{"$f":"P32*$M32","v":283193.96352763037},{"$f":"IF(Formulario!$C$19=\"UVR\",P32*N32,IF(Formulario!$C$19=\"PESOS\",N32,\"Error\"))","v":31650847.980223868},null,0,-283193.96352763037,0,0,0,0,null,-12949.586134771447,-4105.9663354153363,-300249.51599781716]
[null,"    Seguro de vida del deudor",{"$f":"-SUM(AB22:AB321)","v":1976994.5081518588},null,null,null,null,null,{"$f":"IF(AND(I32+1<=Formulario!$C$17,I32<>0),I32+1,0)","v":12},{"$f":"IF(I33<>0,N32,0)","v":79782.733334585952},{"$f":"IF(Formulario!$C$19=\"UVR\",J33*$K$12,IF(Formulario!$C$19=\"PESOS\",J33*$K$13,\"Error\"))","v":419.79235137786111},294.05861679229986,{"$f":"IF(I33<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},79488.674717793649,null,{"$f":"IF(I33<>0,IF(Formulario!$C$19=\"UVR\",(P32*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":399.00575928000012},167499.56590146007,284830.64756749826,{"$f":"IF(Formulario!$C$19=\"UVR\",P33*N33,IF(Formulario!$C$19=\"PESOS\",N33,\"Error\"))","v":31716439.009934206},null,0,-284830.64756749826,0,0,0,0,null,-12976.847671891786,-4114.6102374291022,-301922.10547681915]
[null,"    Seguro de Incendio y Terremoto",{"$f":"-SUM(AC22:AC321)","v":626851.91721888178},null,null,null,null,null,{"$f":"IF(AND(I33+1<=Formulario!$C$17,I33<>0),I33+1,0)","v":13},79488.674717793649,{"$f":"IF(Formulario!$C$19=\"UVR\",J34*$K$12,IF(Formulario!$C$19=\"PESOS\",J34*$K$13,\"Error\"))","v":418.2451048368273},295.60586333333367,{"$f":"IF(I34<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},79193.068854460318,null,{"$f":"IF(I34<>0,IF(Formulario!$C$19=\"UVR\",(P33*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":401.31176308705244},167846.68042459624,286476.79061776667,{"$f":"IF(Formulario!$C$19=\"UVR\",P34*N34,IF(Formulario!$C$19=\"PESOS\",N34,\"Error\"))","v":31781110.086257812},null,0,-286476.79061776667,0,0,0,0,null,-13003.739994073025,-4123.1370712914468,-303603.66768313118]
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[null,"Nota:",null,null,null,null,null,null,{"$f":"IF(AND(I36+1<=Formulario!$C$17,I36<>0),I36+1,0)","v":16},78597.182780781281,{"$f":"IF(Formulario!$C$19=\"UVR\",J37*$K$12,IF(Formulario!$C$19=\"PESOS\",J37*$K$13,\"Error\"))","v":413.55434681399339},300.29662135616758,{"$f":"IF(I37<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},78296.886159425107,null,{"$f":"IF(I37<>0,IF(Formulario!$C$19=\"UVR\",(P36*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":408.31004660722158},168858.39462224071,291472.52208416868,{"$f":"IF(Formulario!$C$19=\"UVR\",P37*N37,IF(Formulario!$C$19=\"PESOS\",N37,\"Error\"))","v":31969405.236955188},null,0,-291472.52208416868,0,0,0,0,null,-13082.12145709154,-4147.9897302973168,-308702.63327155751]
[null,"El Valor Total Unificado corresponde a una proyección de los cobros inherentes o asociados al crédito durante el plazo del crédito según la simulación. \n\nLos valores aquí presentados resultan de una proyección por lo tanto no necesariamente corresponden a los valores que va a pagar con su producto.",null,null,null,null,null,null,{"$f":"IF(AND(I37+1<=Formulario!$C$17,I37<>0),I37+1,0)","v":17},78296.886159425107,{"$f":"IF(Formulario!$C$19=\"UVR\",J38*$K$12,IF(Formulario!$C$19=\"PESOS\",J38*$K$13,\"Error\"))","v":411.97427780004693},301.87669037011403,{"$f":"IF(I38<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},77995.009469054989,null,{"$f":"IF(I38<>0,IF(Formulario!$C$19=\"UVR\",(P37*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":410.66982337744417},169185.40390019541,293157.05101625755,{"$f":"IF(Formulario!$C$19=\"UVR\",P38*N38,IF(Formulario!$C$19=\"PESOS\",N38,\"Error\"))","v":32030196.762978896},null,0,-293157.05101625755,0,0,0,0,null,-13107.456147151626,-4156.0226808041743,-310420.52984421339]
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[null,"En el caso de Créditos en UVR, la proyección parte de:",null,null,null,null,null,null,{"$f":"IF(AND(I45+1<=Formulario!$C$17,I45<>0),I45+1,0)","v":25},75836.926800547182,{"$f":"IF(Formulario!$C$19=\"UVR\",J46*$K$12,IF(Formulario!$C$19=\"PESOS\",J46*$K$13,\"Error\"))","v":399.03072372016089},314.82024445000008,{"$f":"IF(I46<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},75522.106556097177,null,{"$f":"IF(I46<>0,IF(Formulario!$C$19=\"UVR\",(P45*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":430.0456853240853},171601.44104760233,306988.52882599866,{"$f":"IF(Formulario!$C$19=\"UVR\",P46*N46,IF(Formulario!$C$19=\"PESOS\",N46,\"Error\"))","v":32477956.071035404},null,0,-306988.52882599866,0,0,0,0,null,-13294.636011545883,-4215.3723939047914,-324498.53723144933]
[null,"Valor UVR (Unidades):",{"$f":"J10","v":372.3458},null,null,null,null,null,{"$f":"IF(AND(I46+1<=Formulario!$C$17,I46<>0),I46+1,0)","v":26},75522.106556097177,{"$f":"IF(Formulario!$C$19=\"UVR\",J47*$K$12,IF(Formulario!$C$19=\"PESOS\",J47*$K$13,\"Error\"))","v":397.3742358417025},316.47673232845847,{"$f":"IF(I47<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},75205.629823768715,null,{"$f":"IF(I47<>0,IF(Formulario!$C$19=\"UVR\",(P46*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":432.53108049570704},171876.70758976749,308762.73057554627,{"$f":"IF(Formulario!$C$19=\"UVR\",P47*N47,IF(Formulario!$C$19=\"PESOS\",N47,\"Error\"))","v":32528772.327034853},null,0,-308762.73057554627,0,0,0,0,null,-13315.961989124515,-4222.134289234602,-326300.8268539054]
[null,"IPC Últimos  12 meses:",{"$f":"J11","v":7.1599999999999997E-2},null,null,null,null,null,{"$f":"IF(AND(I47+1<=Formulario!$C$17,I47<>0),I47+1,0)","v":27},75205.629823768715,{"$f":"IF(Formulario!$C$19=\"UVR\",J48*$K$12,IF(Formulario!$C$19=\"PESOS\",J48*$K$13,\"Error\"))","v":395.70903203045435},318.14193613970662,{"$f":"IF(I48<>0,IF(Formulario!$C$19=\"UVR\",Simulador!$L$12,IF(Formulario!$C$19=\"PESOS\",Simulador!$L$13,\"Error\")),0)","v":713.85096817016097},74887.487887629002,null,{"$f":"IF(I48<>0,IF(Formulario!$C$19=\"UVR\",(P47*(1+$K$11)),IF(Formulario!$C$19=\"PESOS\",1,\"Error\")),0)","v":435.03083969740726},172145.63248005678,310547.18610187224,{"$f":"IF(Formulario!$C$19=\"UVR\",P48*N48,IF(Formulario!$C$19=\"PESOS\",N48,\"Error\"))","v":32578366.73858466},null,0,-310547.18610187224,0,0,0,0,null,-13336.79665408429,-4228.7404025145306,-328112.72315847105]
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[]
[]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,null,"A partir del 02 de Julio de 2024"]
[null,null,"A",null,null,null,null,null,"TARIFA","TARIFA",null,null,"TARIFA",null,null,"Tarifa Dic 16","Tarifa Mar 17","Validador","Tarifa Dic 01 2023"]
[null,114005,"Medios de Manejo 1",1,{"$f":"+D5&$C$4","v":"1A"},"Entrega medio de manejo (en apertura de cuenta)",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J5","v":{"$error":"#REF!"}},{"$f":"+S5","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F5,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F5,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F5,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F5,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},{"$f":"IF(Q5>P5,\"Incremento\",0)","v":0},{"$f":"+IF(VLOOKUP(F5,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F5,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,114010,null,{"$f":"+D5+1","v":2},{"$f":"+D6&$C$4","v":"2A"},"Entrega medio de manejo amparado (en apertura de cuenta)",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J6","v":{"$error":"#REF!"}},{"$f":"+S6","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F6,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F6,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F6,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F6,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},{"$f":"IF(Q6>P6,\"Incremento\",0)","v":0},{"$f":"+IF(VLOOKUP(F6,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F6,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,{"$f":"+D6+1","v":3},"3A","Entrega Medio de manejo adicional",null,null,10650,10850,null,{"$f":"#REF!=J7","v":{"$error":"#REF!"}},11950,null,null,{"$f":"+IF(VLOOKUP(F7,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F7,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":10650},{"$f":"+IF(VLOOKUP(F7,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F7,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":10850},"Incremento",{"$f":"+IF(VLOOKUP(F7,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F7,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":11950}]
[null,null,null,4,"4A","Entrega medio de manejo amparado adicional ",null,null,10650,10850,null,{"$f":"#REF!=J8","v":{"$error":"#REF!"}},11950,null,null,{"$f":"+IF(VLOOKUP(F8,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F8,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":10650},{"$f":"+IF(VLOOKUP(F8,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F8,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":10850},"Incremento",{"$f":"+IF(VLOOKUP(F8,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F8,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":11950}]
[null,null,null,5,"5A","Cuota de Manejo medio de manejo - Cuenta /Deposito Digital*3*",null,null,4200,4300,null,{"$f":"#REF!=J9","v":{"$error":"#REF!"}},4750,null,null,4200,4300,"Incremento",4750]
[null,null,null,6,"6A","Cuota de manejo medio de manejo amparado*. (mes anticipado)4*",null,114010,12350,12500,null,{"$f":"#REF!=J10","v":{"$error":"#REF!"}},13750,null,null,12350,12500,"Incremento",13750]
[null,null,null,7,"7A","Cuota de manejo medio de Manejo. (mes anticipado)2 y 4*",null,114005,15900,16490,null,{"$f":"#REF!=J11","v":{"$error":"#REF!"}},19750,null,null,15900,16490,"Incremento",19750]
[null,null,null,8,"8A","Valor reexpedición tarjeta débito.",null,114030,19900,20200,1,{"$f":"#REF!=J12","v":{"$error":"#REF!"}},24990,null,null,19900,20200,"Incremento",24990]
[null,null,null,9,"9A","Cuota de manejo Rentavillas Junior (mes anticipado.)","Para cuentas con saldos superiores a $1.000.000",null,10050,10250,null,{"$f":"#REF!=J13","v":{"$error":"#REF!"}},11300,null,null,10050,10250,"Incremento",11300]
[null,null,null,10,"10A",null,"Para cuentas con saldos inferiores a $1.000.000",null,15900,16150,null,{"$f":"#REF!=J14","v":{"$error":"#REF!"}},17800,null,null,15900,16150,"Incremento",17800]
[null,null,"1 Medios de manejo incluyen tarjeta debito"]
[null,null,"2 Aplica para cuentas nómina con y sin convenio"]
[null,null,"3 Para cuentas de nómina aperturadas por el canal digital sin costo de cuota de manejo"]
[null,null,"4 Por el pago de estas comisiones tendra acceso a las siguientes transacciones establecidas por la ley 2009 del 27 de Diciembre de 2019: Consultas en red propia,  Certificación bancaria y Copia de extracto en papel y por internet."]
[null,"B","* Aplica para saldos promedio mes inferiores a $500.000"]
[null,115005,"Transacciones con Tarjeta Débito",1,{"$f":"+D20&$B$19","v":"1B"},"Transacciones en Cajeros Red Aval","Retiros y Consultas**",115005,2390,2450,null,{"$f":"#REF!=J20","v":{"$error":"#REF!"}},{"$f":"+S20","v":2950},null,null,2390,2450,{"$f":"IF(Q20>P20,\"Incremento\",0)","v":"Incremento"},2950]
[null,115045,null,{"$f":"+D20+1","v":2},{"$f":"+D21&$B$19","v":"2B"},null,"Pagos Servicios Públicos ",115045,2350,2400,null,{"$f":"#REF!=J21","v":{"$error":"#REF!"}},{"$f":"+S21","v":2650},null,null,2350,2400,"Incremento",{"$f":"+IF(VLOOKUP(G21,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(G21,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2650}]
[null,115020,null,3,"3B",null,"Transferencias entre cuentas Aval ",115020,2350,2400,null,{"$f":"#REF!=J22","v":{"$error":"#REF!"}},2650,null,null,2350,2400,"Incremento",{"$f":"+IF(VLOOKUP(G22,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(G22,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2650}]
[null,null,null,4,"4B",null,"Transferencias Interbancarias ACH",null,12100,12300,null,{"$f":"#REF!=J23","v":{"$error":"#REF!"}},13550,null,null,12100,12300,"Incremento",{"$f":"+IF(VLOOKUP(G23,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(G23,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":13550}]
[null,135005,null,5,"5B","Consulta de saldo en datafonos de establecimientos comerciales P.O.S.",null,null,3500,3600,"ok",{"$f":"#REF!=J24","v":{"$error":"#REF!"}},4000,null,null,{"$f":"+IF(VLOOKUP(F24,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F24,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":3500},{"$f":"+IF(VLOOKUP(F24,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F24,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":3600},"Incremento",{"$f":"+IF(VLOOKUP(F24,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F24,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":4000}]
[null,null,null,6,"6B","Más de 10 pagos diarios de servicios públicos por P.O.S. (a partir del primer pago)",null,null,4400,4500,null,{"$f":"#REF!=J25","v":{"$error":"#REF!"}},4950,null,null,{"$f":"+IF(VLOOKUP(F25,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F25,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":4400},{"$f":"+IF(VLOOKUP(F25,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F25,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":4500},"Incremento",{"$f":"+IF(VLOOKUP(F25,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F25,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":4950}]
[null,null,null,7,"7B","Retiros otras redes (Cajeros Electrónicos)",null,116015,6180,6484.866,null,{"$f":"#REF!=J26","v":{"$error":"#REF!"}},7150,null,null,{"$f":"+IF(VLOOKUP(F26,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F26,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":6180},{"$f":"+IF(VLOOKUP(F26,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F26,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":6484.866},"Incremento",7150]
[null,null,null,8,"8B","Retiro local en Pin-Pad (ciudad de radicación de la cuenta)",null,135005,16500,16750,null,{"$f":"#REF!=J27","v":{"$error":"#REF!"}},18750,null,null,{"$f":"+IF(VLOOKUP(F27,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F27,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16500},{"$f":"+IF(VLOOKUP(F27,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F27,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":16750},"Incremento",{"$f":"+IF(VLOOKUP(F27,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F27,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18750}]
[null,116015,null,9,"9B","Transferencias de fondos entre cuentas ",null,null,12100,12300,null,{"$f":"#REF!=J28","v":{"$error":"#REF!"}},13550,null,null,{"$f":"+IF(VLOOKUP(F28,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F28,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":12100},{"$f":"+IF(VLOOKUP(F28,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F28,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":12300},"Incremento",{"$f":"+IF(VLOOKUP(F28,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F28,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":13550}]
[null,116005,null,10,"10B","Otras transacciones en Otras redes (Cajeros Electrónicos)",null,116005,12100,12300,null,{"$f":"#REF!=J29","v":{"$error":"#REF!"}},13550,null,null,{"$f":"+IF(VLOOKUP(F29,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F29,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":12100},{"$f":"+IF(VLOOKUP(F29,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F29,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":12300},"Incremento",{"$f":"+IF(VLOOKUP(F29,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F29,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":13550}]
[null,114050,null,11,"11B","Depósito nacional por Pin Pad. (Ciudad diferente a radicación de la cuenta)***",null,null,15750,16000,null,{"$f":"#REF!=J30","v":{"$error":"#REF!"}},17600,null,null,{"$f":"+IF(VLOOKUP(F30,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F30,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":15750},{"$f":"+IF(VLOOKUP(F30,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F30,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":16000},"Incremento",{"$f":"+IF(VLOOKUP(F30,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F30,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":17600}]
[null,117005,null,12,"12B","Compras P.O.S. Internacionales (en otros países)*",null,114045,16900,17200,3,{"$f":"#REF!=J31","v":{"$error":"#REF!"}},18950,null,null,{"$f":"+IF(VLOOKUP(F31,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F31,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16900},{"$f":"+IF(VLOOKUP(F31,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F31,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17200},"Incremento",{"$f":"+IF(VLOOKUP(F31,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F31,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18950}]
[null,null,null,13,"13B","Retiro nacional por Pin Pad. (Ciudad diferente a radicación de la cuenta)****",null,null,17000,17300,null,{"$f":"#REF!=J32","v":{"$error":"#REF!"}},19050,null,null,{"$f":"+IF(VLOOKUP(F32,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F32,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":17000},{"$f":"+IF(VLOOKUP(F32,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F32,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17300},"Incremento",{"$f":"+IF(VLOOKUP(F32,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F32,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19050}]
[null,114045,null,14,"14B","Retiros en Cajeros Internacionales (otros países)",null,114050,23350,23750,null,{"$f":"#REF!=J33","v":{"$error":"#REF!"}},26150,null,null,{"$f":"+IF(VLOOKUP(F33,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F33,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":23350},{"$f":"+IF(VLOOKUP(F33,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F33,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23750},"Incremento",{"$f":"+IF(VLOOKUP(F33,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F33,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":26150}]
[null,null,null,15,"15B","Otras transacciones  (otros países)",null,117005,23350,23750,null,{"$f":"#REF!=J34","v":{"$error":"#REF!"}},26150,null,null,{"$f":"+IF(VLOOKUP(F34,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F34,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":23350},{"$f":"+IF(VLOOKUP(F34,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F34,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23750},"Incremento",{"$f":"+IF(VLOOKUP(F34,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F34,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":26150}]
[null,null,"* Comisión del 2,90% aplicada sobre las compras internacionales "]
[null,null,"**Cuenta/Deposito Digital: Saldo promedio mes mayor o igual a $500.000 3 retiros sin costo- Menor a $500.000 1 retiro sin costo.Retiros y consultas sin costo para cuentas de nómina aperturadas por el canal digital"]
[null,null,"***Para cuentas/Deposito Digitales sin costo"]
[null,null,"****Para cuentas/Depositos Digitales aplica cobro de retiro local"]
[]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,null,{"$f":"+M3","v":"A partir del 02 de Julio de 2024"}]
[null,null,"C",null,null,null,null,null,"TARIFA","TARIFA",null,null,"TARIFA"]
[null,102010,"Talonarios Cuentas de Ahorros  y Otras Transacciones en Oficinas",1,{"$f":"+D42&$C$41","v":"1C"},"Talonarios de Rentavillas Junior",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J42","v":{"$error":"#REF!"}},{"$f":"+S42","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F42,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F42,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F42,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F42,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},{"$f":"IF(Q42>P42,\"Incremento\",0)","v":0},{"$f":"+IF(VLOOKUP(F42,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F42,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,{"$f":"+D42+1","v":2},{"$f":"+D43&$C$41","v":"2C"},"Consulta de Saldos",null,null,4200,4300,null,{"$f":"#REF!=J43","v":{"$error":"#REF!"}},{"$f":"+S43","v":4750},null,null,{"$f":"+IF(VLOOKUP(F43,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F43,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":4200},{"$f":"+IF(VLOOKUP(F43,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F43,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":4300},"Incremento",{"$f":"+IF(VLOOKUP(F43,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F43,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":4750}]
[null,null,null,3,"3C","Talonario Planaval",null,null,7300,7450,null,{"$f":"#REF!=J44","v":{"$error":"#REF!"}},8200,null,null,{"$f":"+IF(VLOOKUP(F44,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F44,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":7300},{"$f":"+IF(VLOOKUP(F44,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F44,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":7450},"Incremento",{"$f":"+IF(VLOOKUP(F44,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F44,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":8200}]
[null,null,null,4,"4C","Retiro con huella",null,null,7300,7450,null,{"$f":"#REF!=J45","v":{"$error":"#REF!"}},8200,null,null,7300,7450,"Incremento",8200]
[null,null,null,5,"5C","A todas las cuentas de ahorro activas con promedio mensual menor a $200.000, se cobrará una comisión por manejo de la cuenta, con excepción de las cuentas Planaval y AFC.5*                                                                ",null,102005,7900,8050,null,{"$f":"#REF!=J46","v":{"$error":"#REF!"}},8950,null,null,{"$f":"+IF(VLOOKUP(F46,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F46,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F46,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F46,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},8950]
[null,null,null,6,"6C","Depósito local cuando excede 40 transacciones",null,null,10500,10700,null,{"$f":"#REF!=J47","v":{"$error":"#REF!"}},11800,null,null,{"$f":"+IF(VLOOKUP(F47,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F47,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":10500},{"$f":"+IF(VLOOKUP(F47,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F47,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":10700},"Incremento",{"$f":"+IF(VLOOKUP(F47,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F47,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":11800}]
[null,null,null,7,"7C","Transferencia Nacional ciudad diferente a radicación cuenta Origen y/o cuenta Destino.",null,null,12100,12300,null,{"$f":"#REF!=J48","v":{"$error":"#REF!"}},13550,null,null,{"$f":"+IF(VLOOKUP(F48,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F48,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":12100},{"$f":"+IF(VLOOKUP(F48,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F48,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":12300},"Incremento",{"$f":"+IF(VLOOKUP(F48,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F48,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":13550}]
[null,null,null,8,"8C","Depósito nacional con talonario o volante (ciudad diferente a radicación de la cuenta) ",null,null,18000,18290,null,{"$f":"#REF!=J49","v":{"$error":"#REF!"}},24990,null,null,{"$f":"+IF(VLOOKUP(F49,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F49,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":18000},{"$f":"+IF(VLOOKUP(F49,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F49,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18290},"Incremento",{"$f":"+IF(VLOOKUP(F49,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F49,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24990}]
[null,null,null,9,"9C","Retiro nacional con talonario (ciudad diferente a radicación de la cuenta) ",null,102020,17000,17300,null,{"$f":"#REF!=J50","v":{"$error":"#REF!"}},19050,null,null,{"$f":"+IF(VLOOKUP(F50,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F50,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":17000},{"$f":"+IF(VLOOKUP(F50,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F50,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17300},"Incremento",{"$f":"+IF(VLOOKUP(F50,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F50,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19050}]
[null,101050,null,10,"10C","Retiro en cheque de Gerencia.",null,101050,33500,34050,null,{"$f":"#REF!=J51","v":{"$error":"#REF!"}},37350,null,null,{"$f":"+IF(VLOOKUP(F51,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F51,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":33500},{"$f":"+IF(VLOOKUP(F51,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F51,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":34050},"Incremento",{"$f":"+IF(VLOOKUP(F51,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F51,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":37350}]
[null,null,null,11,"11C","Talonario cuentas convenio nómina",null,null,84100,85400,null,{"$f":"#REF!=J52","v":{"$error":"#REF!"}},93950,null,null,{"$f":"+IF(VLOOKUP(F52,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F52,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":84100},{"$f":"+IF(VLOOKUP(F52,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F52,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":85400},"Incremento",{"$f":"+IF(VLOOKUP(F52,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F52,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":93950}]
[null,null,null,12,"12C","Talonario de 20 Cupones. Con tarjeta débito",null,null,98450,99950,null,{"$f":"#REF!=J53","v":{"$error":"#REF!"}},109950,null,null,{"$f":"+IF(VLOOKUP(F53,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F53,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":98450},{"$f":"+IF(VLOOKUP(F53,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F53,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":99950},"Incremento",{"$f":"+IF(VLOOKUP(F53,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F53,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":109950}]
[null,null,null,13,"13C","Talonario Cuenta CERTIVILLAS (a partir del segundo talonario dentro del trimestre)",null,null,100950,102500,null,{"$f":"#REF!=J54","v":{"$error":"#REF!"}},112750,null,null,{"$f":"+IF(VLOOKUP(F54,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F54,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":100950},{"$f":"+IF(VLOOKUP(F54,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F54,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":102500},"Incremento",{"$f":"+IF(VLOOKUP(F54,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F54,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":112750}]
[null,102005,null,14,"14C","Talonario de 20 Cupones. Sin tarjeta débito",null,102010,125950,127850,null,{"$f":"#REF!=J55","v":{"$error":"#REF!"}},140650,null,null,{"$f":"+IF(VLOOKUP(F55,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F55,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":125950},{"$f":"+IF(VLOOKUP(F55,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F55,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":127850},"Incremento",{"$f":"+IF(VLOOKUP(F55,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F55,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":140650}]
[null,null,"5 Por el pago de estas comisiones tendra acceso a las  siguientes transacciones establecidas por la ley 2009 del 27 de Diciembre de 2019: \n      • Retiro por ventanilla en una oficina diferente a la de radicación de la cuenta con talonario o libreta.\n      • Copia de extracto en papel. \n      • Expedición cheque de gerencia. "]
[null,101095,"Transacciones clientes \nBanco AV Villas en oficinas Grupo Aval",1,{"$f":"+D57&C64","v":"1D"},"Cambio de cheque local",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J57","v":{"$error":"#REF!"}},{"$f":"+S57","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F57,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F57,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F57,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F57,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F57,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F57,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,{"$f":"+D57+1","v":2},{"$f":"+D58&C65","v":"2"},"Depósito local cuando excede 40 transacciones",null,null,8800,10700,null,{"$f":"#REF!=J58","v":{"$error":"#REF!"}},{"$f":"+S58","v":11800},null,null,8800,{"$f":"+IF(VLOOKUP(F58,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F58,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":10700},"Incremento",{"$f":"+IF(VLOOKUP(F58,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F58,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":11800}]
[null,null,null,3,"3","Depósito nacional (ciudad diferente a radicación de cuenta)*",null,101095,16000,16250,null,{"$f":"#REF!=J59","v":{"$error":"#REF!"}},17850,null,null,{"$f":"+IF(VLOOKUP(F59,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F59,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16000},{"$f":"+IF(VLOOKUP(F59,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F59,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":16250},"Incremento",{"$f":"+IF(VLOOKUP(F59,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F59,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":17850}]
[null,null,null,4,"4","Cambio de cheque nacional (la tarifa se descuenta al cobrador del cheque)",null,null,16400,16650,null,{"$f":"#REF!=J60","v":{"$error":"#REF!"}},18350,null,null,{"$f":"+IF(VLOOKUP(F60,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F60,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16400},{"$f":"+IF(VLOOKUP(F60,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F60,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":16650},"Incremento",{"$f":"+IF(VLOOKUP(F60,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F60,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18350}]
[null,null,null,5,"5","Retiro nacional  (ciudad diferente a radicación de cuenta)",null,null,17000,17300,null,{"$f":"#REF!=J61","v":{"$error":"#REF!"}},19500,null,null,{"$f":"+IF(VLOOKUP(F61,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F61,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":17000},{"$f":"+IF(VLOOKUP(F61,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F61,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17300},"Incremento",{"$f":"+IF(VLOOKUP(F61,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F61,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19500}]
[null,null,null,6,"6","Depósito local y nacional en efectivo en plazas con transporte aéreo del efectivo.",null,null,17000,17300,null,{"$f":"#REF!=J62","v":{"$error":"#REF!"}},19050,null,null,{"$f":"+IF(VLOOKUP(F62,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F62,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":17000},{"$f":"+IF(VLOOKUP(F62,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F62,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17300},"Incremento",{"$f":"+IF(VLOOKUP(F62,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F62,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19050}]
[null,null,"*Para cuentas/depositos Digitales sin costo",null,null,null,null,null,null,null,null,{"$f":"#REF!=J63","v":{"$error":"#REF!"}},null,null,null,null,null,0]
[null,120005,"D",null,"1E","Consultas de saldo  y últimos cinco movimientos",null,120005,"Sin costo","Sin costo",null,{"$f":"#REF!=J64","v":{"$error":"#REF!"}},{"$f":"+Q64","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F64,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F64,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F64,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F64,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0]
[null,null,null,null,"2E","Consultas de tarjeta de crédito",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J65","v":{"$error":"#REF!"}},{"$f":"+Q65","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F65,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F65,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F65,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F65,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0]
[null,120035,null,null,"3E","Transferencia de fondos cuentas AV Villas",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J66","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F66,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F66,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F66,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F66,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0]
[null,null,null,null,"4E","Pago de servicios públicos y tarjeta de crédito Aval ",null,120035,1900,2350,null,{"$f":"#REF!=J67","v":{"$error":"#REF!"}},2350,null,null,{"$f":"+IF(VLOOKUP(F67,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F67,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2300},{"$f":"+IF(VLOOKUP(F67,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F67,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2350},"Incremento"]
[null,null,null,null,"5E","Pago y Recarga de Celulares Comcel, Movistar y Tigo",null,null,1900,2350,null,{"$f":"#REF!=J68","v":{"$error":"#REF!"}},2350,null,null,{"$f":"+IF(VLOOKUP(F68,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F68,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2300},{"$f":"+IF(VLOOKUP(F68,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F68,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2350},"Incremento"]
[null,120020,null,null,"6E","Transferencia de cuenta AV Villas a cuenta Aval",null,120020,1900,2350,null,{"$f":"#REF!=J69","v":{"$error":"#REF!"}},2350,null,null,{"$f":"+IF(VLOOKUP(F69,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F69,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2300},{"$f":"+IF(VLOOKUP(F69,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F69,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2350},"Incremento"]
[null,120030,null,null,"7E","Envío del movimiento de la cuenta vía fax. (Solo Bogotá)",null,null,4800,5900,null,{"$f":"#REF!=J70","v":{"$error":"#REF!"}},5900,null,null,{"$f":"+IF(VLOOKUP(F70,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F70,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":5800},{"$f":"+IF(VLOOKUP(F70,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F70,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":5900},"Incremento"]
[null,"F",null,null,"8E","Transferencias interbancarias ACH por Audiovillas",null,120030,8900,10850,null,{"$f":"#REF!=J71","v":{"$error":"#REF!"}},10850,null,null,{"$f":"+IF(VLOOKUP(F71,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F71,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":10650},{"$f":"+IF(VLOOKUP(F71,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F71,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":10850},"Incremento",{"$f":"+IF(VLOOKUP(F71,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F71,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":11750}]
[null,101015,"Chequeras",1,{"$f":"+D72&B$71","v":"1F"},"Cheque especial sin Logo",null,null,4400,4500,null,{"$f":"#REF!=J72","v":{"$error":"#REF!"}},{"$f":"+S72","v":4950},null,null,{"$f":"+IF(VLOOKUP(F72,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F72,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":4400},{"$f":"+IF(VLOOKUP(F72,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F72,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":4500},"Incremento",{"$f":"+IF(VLOOKUP(F72,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F72,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":4950}]
[null,101030,null,{"$f":"+D72+1","v":2},{"$f":"+D73&B$71","v":"2F"},"Cheque especial con Logo",null,null,4900,5000,null,{"$f":"#REF!=J73","v":{"$error":"#REF!"}},{"$f":"+S73","v":5500},null,null,{"$f":"+IF(VLOOKUP(F73,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F73,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":4900},{"$f":"+IF(VLOOKUP(F73,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F73,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":5000},"Incremento",{"$f":"+IF(VLOOKUP(F73,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F73,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":5500}]
[null,101045,null,3,"3F","Chequera de 15 cheques persona natural",null,101015,104750,106350,null,{"$f":"#REF!=J74","v":{"$error":"#REF!"}},117000,null,null,{"$f":"+IF(VLOOKUP(F74,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F74,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":104750},{"$f":"+IF(VLOOKUP(F74,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F74,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":106350},"Incremento",{"$f":"+IF(VLOOKUP(F74,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F74,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":117000}]
[null,null,null,4,"4F","Chequera de 30 cheques persona natural o jurídica",null,101030,233600,237150,4,{"$f":"#REF!=J75","v":{"$error":"#REF!"}},260900,null,null,{"$f":"+IF(VLOOKUP(F75,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F75,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":233600},{"$f":"+IF(VLOOKUP(F75,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F75,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":237150},"Incremento",{"$f":"+IF(VLOOKUP(F75,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F75,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":260900}]
[null,null,null,5,"5F","Chequera de 100 cheques persona natural o jurídica",null,101045,712200,722900,5,{"$f":"#REF!=J76","v":{"$error":"#REF!"}},792100,null,null,{"$f":"+IF(VLOOKUP(F76,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F76,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":712200},{"$f":"+IF(VLOOKUP(F76,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F76,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":722900},"Incremento",{"$f":"+IF(VLOOKUP(F76,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F76,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":792100}]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,null,{"$f":"+M40","v":"A partir del 02 de Julio de 2024"}]
[null,null,"ENVIAR A TARJETA DE CRÉDITO",null,null,null,null,null,"TARIFA","TARIFA",null,null,"TARIFA"]
[null,103005,"Tarjeta de Crédito (Cuota de Manejo)* 6*",1,{"$f":"+D79&$C$78","v":"1ENVIAR A TARJETA DE CRÉDITO"},"Cuota de manejo Tarjeta de Crédito Clásica (trimestre anticipado)",null,103005,88500,89850,null,{"$f":"#REF!=J79","v":{"$error":"#REF!"}},109990,null,null,{"$f":"+IF(VLOOKUP(F79,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F79,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":88500},{"$f":"+IF(VLOOKUP(F79,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F79,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":89850},{"$f":"IF(Q79>P79,\"Incremento\",0)","v":"Incremento"},{"$f":"+IF(VLOOKUP(F79,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F79,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":99500}]
[null,104005,null,{"$f":"+D79+1","v":2},{"$f":"+D80&$C$78","v":"2ENVIAR A TARJETA DE CRÉDITO"},"Cuota de manejo Tarjeta de Crédito Gold y Empresarial (trimestre anticipado)",null,104005,99500,101000,null,{"$f":"#REF!=J80","v":{"$error":"#REF!"}},122900,null,null,{"$f":"+IF(VLOOKUP(F80,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F80,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":99500},{"$f":"+IF(VLOOKUP(F80,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F80,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":101000},"Incremento",{"$f":"+IF(VLOOKUP(F80,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F80,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":110700}]
[null,105005,null,3,{"$f":"+D81&$C$78","v":"3ENVIAR A TARJETA DE CRÉDITO"},"Cuota de manejo Tarjeta de Crédito Platinum (trimestre anticipado)",null,105005,109500,111150,null,{"$f":"#REF!=J81","v":{"$error":"#REF!"}},134990,null,null,{"$f":"+IF(VLOOKUP(F81,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F81,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":109500},{"$f":"+IF(VLOOKUP(F81,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F81,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":111150},"Incremento",{"$f":"+IF(VLOOKUP(F81,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F81,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":122300}]
[null,null,null,4,"4ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Black (trimestre anticipado)",null,null,132000,134000,null,{"$f":"#REF!=J82","v":{"$error":"#REF!"}},162990,null,null,{"$f":"+IF(VLOOKUP(F82,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F82,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":132000},{"$f":"+IF(VLOOKUP(F82,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F82,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":134000},"Incremento",{"$f":"+IF(VLOOKUP(F82,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F82,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":147400}]
[null,null,null,5,"5ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta amparada Clásica (trimestre anticipado)",null,103010,43250,43900,null,{"$f":"#REF!=J83","v":{"$error":"#REF!"}},52990,null,null,{"$f":"+IF(VLOOKUP(F83,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F83,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":43250},{"$f":"+IF(VLOOKUP(F83,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F83,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":43900},"Incremento",{"$f":"+IF(VLOOKUP(F83,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F83,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":48300}]
[null,null,null,6,"6ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta amparada Gold (trimestre anticipado)",null,104010,50000,50750,null,{"$f":"#REF!=J84","v":{"$error":"#REF!"}},61990,null,null,{"$f":"+IF(VLOOKUP(F84,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F84,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":50000},{"$f":"+IF(VLOOKUP(F84,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F84,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":50750},"Incremento",{"$f":"+IF(VLOOKUP(F84,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F84,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":55850}]
[null,null,null,7,"7ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta amparada Platinum (trimestre anticipado)",null,105010,55850,56700,null,{"$f":"#REF!=J85","v":{"$error":"#REF!"}},68990,null,null,{"$f":"+IF(VLOOKUP(F85,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F85,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":55850},{"$f":"+IF(VLOOKUP(F85,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F85,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":56700},"Incremento",{"$f":"+IF(VLOOKUP(F85,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F85,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":62400}]
[null,null,null,8,"8ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta amparada Black (trimestre anticipado)",null,null,59900,60800,null,{"$f":"#REF!=J86","v":{"$error":"#REF!"}},73990,null,null,{"$f":"+IF(VLOOKUP(F86,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F86,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":59900},{"$f":"+IF(VLOOKUP(F86,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F86,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":60800},"Incremento",{"$f":"+IF(VLOOKUP(F86,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F86,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":66900}]
[null,null,null,{"$f":"+D86+1","v":9},"9ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta Visa - Independientes (mes anticipado)",null,null,21800,22100,null,{"$f":"#REF!=J87","v":{"$error":"#REF!"}},{"$f":"+S87","v":24350},null,null,{"$f":"+IF(VLOOKUP(F87,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F87,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":21800},{"$f":"+IF(VLOOKUP(F87,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F87,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":22100},"Incremento",{"$f":"+IF(VLOOKUP(F87,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F87,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24350}]
[null,null,null,10,"10ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta Crédito Clásica (mes vencido)",null,null,25990,26900,null,{"$f":"#REF!=J88","v":{"$error":"#REF!"}},31990,null,null,{"$f":"+IF(VLOOKUP(F88,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F88,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":25990},{"$f":"+IF(VLOOKUP(F88,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F88,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":26900},"Incremento",{"$f":"+IF(VLOOKUP(F88,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F88,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":29600}]
[null,null,null,11,"11ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta Crédito Gold (mes vencido)",null,null,29990,31000,null,{"$f":"#REF!=J89","v":{"$error":"#REF!"}},37990,null,null,{"$f":"+IF(VLOOKUP(F89,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F89,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":29990},{"$f":"+IF(VLOOKUP(F89,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F89,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":31000},"Incremento",{"$f":"+IF(VLOOKUP(F89,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F89,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":34900}]
[null,null,null,12,"12ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta Crédito Platinum (mes vencido) ",null,null,21800,22120,null,{"$f":"#REF!=J90","v":{"$error":"#REF!"}},28500,null,null,{"$f":"+IF(VLOOKUP(F90,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F90,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":21800},{"$f":"+IF(VLOOKUP(F90,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F90,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":22120},"Incremento",{"$f":"+IF(VLOOKUP(F90,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F90,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24350}]
[null,null,null,13,"13ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta Crédito Black (mes vencido) ",null,null,21800,22120,null,{"$f":"#REF!=J91","v":{"$error":"#REF!"}},35000,null,null,{"$f":"+IF(VLOOKUP(F91,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F91,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":21800},{"$f":"+IF(VLOOKUP(F91,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F91,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":22120},"Incremento",{"$f":"+IF(VLOOKUP(F91,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F91,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":30000}]
[null,null,null,14,"14ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta Facilísima (mes vencido) ",null,null,22800,24000,null,{"$f":"#REF!=J92","v":{"$error":"#REF!"}},28990,null,null,{"$f":"+IF(VLOOKUP(F92,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F92,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":22800},{"$f":"+IF(VLOOKUP(F92,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F92,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":24000},"Incremento",{"$f":"+IF(VLOOKUP(F92,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F92,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":26850}]
[null,null,null,15,"15ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta amparada Crédito Clásica (mes vencido)",null,null,9750,9900,null,{"$f":"#REF!=J93","v":{"$error":"#REF!"}},15990,null,null,{"$f":"+IF(VLOOKUP(F93,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F93,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":9750},{"$f":"+IF(VLOOKUP(F93,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F93,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":9900},"Incremento",{"$f":"+IF(VLOOKUP(F93,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F93,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":10900}]
[null,null,null,16,"16ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta amparada Crédito Gold (mes vencido)",null,null,11000,11200,null,{"$f":"#REF!=J94","v":{"$error":"#REF!"}},18990,null,null,{"$f":"+IF(VLOOKUP(F94,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F94,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":11000},{"$f":"+IF(VLOOKUP(F94,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F94,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":11200},"Incremento",{"$f":"+IF(VLOOKUP(F94,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F94,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":12350}]
[null,null,null,17,"17ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta amparada Crédito Platinum (mes vencido)",null,null,11000,11200,null,{"$f":"#REF!=J95","v":{"$error":"#REF!"}},14500,null,null,{"$f":"+IF(VLOOKUP(F95,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F95,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":11000},{"$f":"+IF(VLOOKUP(F95,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F95,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":11200},"Incremento",{"$f":"+IF(VLOOKUP(F95,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F95,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":12350}]
[null,null,null,18,"18ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta amparada Crédito Black (mes vencido)",null,null,11000,11200,null,{"$f":"#REF!=J96","v":{"$error":"#REF!"}},14500,null,null,{"$f":"+IF(VLOOKUP(F96,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F96,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":11000},{"$f":"+IF(VLOOKUP(F96,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F96,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":11200},"Incremento",{"$f":"+IF(VLOOKUP(F96,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F96,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":12350}]
[null,null,null,19,"19ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta Visa - Easy (mes vencido) ",null,null,21800,22150,null,{"$f":"#REF!=J97","v":{"$error":"#REF!"}},26990,null,null,{"$f":"+IF(VLOOKUP(F97,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F97,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":21800},{"$f":"+IF(VLOOKUP(F97,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F97,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":22150},"Incremento",{"$f":"+IF(VLOOKUP(F97,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F97,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24400}]
[null,null,null,{"$f":"+D97+1","v":20},"20ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Club Vivamos El Tiempo - Clásica  (mes vencido)",null,null,19200,22000,null,{"$f":"#REF!=J98","v":{"$error":"#REF!"}},26990,null,null,{"$f":"+IF(VLOOKUP(F98,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F98,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19200},{"$f":"+IF(VLOOKUP(F98,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F98,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":22000},"Incremento",{"$f":"+IF(VLOOKUP(F98,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F98,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24200}]
[null,null,null,21,"21ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Club Vivamos El Tiempo - Gold  (mes vencido)",null,null,19600,23000,null,{"$f":"#REF!=J99","v":{"$error":"#REF!"}},27990,null,null,{"$f":"+IF(VLOOKUP(F99,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F99,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19600},{"$f":"+IF(VLOOKUP(F99,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F99,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23000},"Incremento",{"$f":"+IF(VLOOKUP(F99,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F99,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":25300}]
[null,103010,null,22,"22ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Club Vivamos El Tiempo - Platinum  (mes vencido)",null,null,22000,24000,null,{"$f":"#REF!=J100","v":{"$error":"#REF!"}},28990,null,null,{"$f":"+IF(VLOOKUP(F100,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F100,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":22000},{"$f":"+IF(VLOOKUP(F100,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F100,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":24000},"Incremento",{"$f":"+IF(VLOOKUP(F100,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F100,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":26400}]
[null,104010,null,23,"23ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Club Vivamos El Tiempo - Black  (mes vencido) ",null,null,27150,28000,null,{"$f":"#REF!=J101","v":{"$error":"#REF!"}},32990,null,null,{"$f":"+IF(VLOOKUP(F101,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F101,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":27150},{"$f":"+IF(VLOOKUP(F101,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F101,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":28000},"Incremento",{"$f":"+IF(VLOOKUP(F101,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F101,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":30800}]
[null,105010,null,24,"24ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Club Vivamos amparada El Tiempo - Clásica  (mes vencido) ",null,null,16300,17000,null,{"$f":"#REF!=J102","v":{"$error":"#REF!"}},19990,null,null,{"$f":"+IF(VLOOKUP(F102,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F102,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16300},{"$f":"+IF(VLOOKUP(F102,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F102,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17000},"Incremento",{"$f":"+IF(VLOOKUP(F102,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F102,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18700}]
[null,null,null,25,"25ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Club Vivamos amparada El Tiempo - Gold  (mes vencido) ",null,null,16800,18000,null,{"$f":"#REF!=J103","v":{"$error":"#REF!"}},20990,null,null,{"$f":"+IF(VLOOKUP(F103,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F103,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16800},{"$f":"+IF(VLOOKUP(F103,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F103,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18000},"Incremento",{"$f":"+IF(VLOOKUP(F103,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F103,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19800}]
[null,null,null,26,"26ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Club Vivamos amparada El Tiempo - Platinum  (mes vencido) ",null,null,18150,19000,null,{"$f":"#REF!=J104","v":{"$error":"#REF!"}},21990,null,null,{"$f":"+IF(VLOOKUP(F104,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F104,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":18150},{"$f":"+IF(VLOOKUP(F104,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F104,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":19000},"Incremento",{"$f":"+IF(VLOOKUP(F104,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F104,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":20900}]
[null,null,null,27,"27ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Club Vivamos amparada El Tiempo - Black  (mes vencido)",null,null,23150,23500,null,{"$f":"#REF!=J105","v":{"$error":"#REF!"}},26990,null,null,{"$f":"+IF(VLOOKUP(F105,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F105,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":23150},{"$f":"+IF(VLOOKUP(F105,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F105,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23500},"Incremento",{"$f":"+IF(VLOOKUP(F105,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F105,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":25850}]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,null,{"$f":"+M77","v":"A partir del 02 de Julio de 2024"},null,null,null,null,0]
[null,null,"ENVIAR A TARJETA DE CRÉDITO",null,null,null,null,null,"TARIFA","TARIFA",null,null,"TARIFA",null,null,null,null,0]
[null,null,"Tarjeta de Crédito (Cuota de Manejo)* 6*",1,{"$f":"+D108&$C$107","v":"1ENVIAR A TARJETA DE CRÉDITO"},"Cuota de manejo Tarjeta de Crédito Experto",null,null,17700,20000,null,{"$f":"#REF!=J108","v":{"$error":"#REF!"}},23990,null,null,{"$f":"+IF(VLOOKUP(F108,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F108,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":17700},{"$f":"+IF(VLOOKUP(F108,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F108,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":20000},"Incremento",{"$f":"+IF(VLOOKUP(F108,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F108,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":22000}]
[null,null,null,{"$f":"+D108+1","v":2},"2ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Experto. 7*",null,null,15000,17000,null,{"$f":"#REF!=J109","v":{"$error":"#REF!"}},19990,null,null,15000,17000,"Incremento",18700]
[null,null,null,3,"3ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Portal 80 - Clásica  (mes vencido)",null,null,19200,22000,null,{"$f":"#REF!=J110","v":{"$error":"#REF!"}},26990,null,null,{"$f":"+IF(VLOOKUP(F110,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F110,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19200},{"$f":"+IF(VLOOKUP(F110,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F110,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":22000},"Incremento",{"$f":"+IF(VLOOKUP(F110,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F110,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24200}]
[null,null,null,4,"4ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Portal 80 - Gold  (mes vencido) ",null,null,19600,23000,null,{"$f":"#REF!=J111","v":{"$error":"#REF!"}},27990,null,null,{"$f":"+IF(VLOOKUP(F111,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F111,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19600},{"$f":"+IF(VLOOKUP(F111,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F111,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23000},"Incremento",{"$f":"+IF(VLOOKUP(F111,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F111,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":25300}]
[null,null,null,5,"5ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Portal 80 - Clásica  (mes vencido)",null,null,16300,17000,null,{"$f":"#REF!=J112","v":{"$error":"#REF!"}},19990,null,null,{"$f":"+IF(VLOOKUP(F112,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F112,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16300},{"$f":"+IF(VLOOKUP(F112,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F112,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17000},"Incremento",{"$f":"+IF(VLOOKUP(F112,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F112,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18700}]
[null,null,null,6,"6ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Portal 80 - Gold  (mes vencido)",null,null,16800,18000,null,{"$f":"#REF!=J113","v":{"$error":"#REF!"}},20990,null,null,{"$f":"+IF(VLOOKUP(F113,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F113,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16800},{"$f":"+IF(VLOOKUP(F113,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F113,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18000},"Incremento",{"$f":"+IF(VLOOKUP(F113,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F113,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19800}]
[null,null,null,7,"7ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Auteco - Clásica  (mes vencido)",null,null,19200,22000,null,{"$f":"#REF!=J114","v":{"$error":"#REF!"}},26990,null,null,{"$f":"+IF(VLOOKUP(F114,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F114,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19200},{"$f":"+IF(VLOOKUP(F114,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F114,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":22000},"Incremento",{"$f":"+IF(VLOOKUP(F114,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F114,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24200}]
[null,null,null,8,"8ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Auteco - Gold  (mes vencido) ",null,null,19600,23000,null,{"$f":"#REF!=J115","v":{"$error":"#REF!"}},27990,null,null,{"$f":"+IF(VLOOKUP(F115,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F115,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19600},{"$f":"+IF(VLOOKUP(F115,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F115,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23000},"Incremento",{"$f":"+IF(VLOOKUP(F115,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F115,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":25300}]
[null,null,null,9,"9ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Auteco - Clásica  (mes vencido) ",null,null,16300,17000,null,{"$f":"#REF!=J116","v":{"$error":"#REF!"}},19990,null,null,{"$f":"+IF(VLOOKUP(F116,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F116,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16300},{"$f":"+IF(VLOOKUP(F116,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F116,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17000},"Incremento",{"$f":"+IF(VLOOKUP(F116,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F116,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18700}]
[null,null,null,10,"10ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Auteco - Gold  (mes vencido)",null,null,16800,18000,null,{"$f":"#REF!=J117","v":{"$error":"#REF!"}},20990,null,null,{"$f":"+IF(VLOOKUP(F117,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F117,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16800},{"$f":"+IF(VLOOKUP(F117,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F117,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18000},"Incremento",{"$f":"+IF(VLOOKUP(F117,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F117,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19800}]
[null,null,null,11,"11ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Plaza de las Américas - Clásica  (mes vencido) ",null,null,19200,22000,null,{"$f":"#REF!=J118","v":{"$error":"#REF!"}},26990,null,null,{"$f":"+IF(VLOOKUP(F118,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F118,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19200},{"$f":"+IF(VLOOKUP(F118,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F118,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":22000},"Incremento",{"$f":"+IF(VLOOKUP(F118,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F118,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24200}]
[null,null,null,12,"12ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Plaza de las Américas - Gold  (mes vencido)",null,null,19600,23000,null,{"$f":"#REF!=J119","v":{"$error":"#REF!"}},27990,null,null,{"$f":"+IF(VLOOKUP(F119,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F119,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19600},{"$f":"+IF(VLOOKUP(F119,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F119,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23000},"Incremento",{"$f":"+IF(VLOOKUP(F119,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F119,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":25300}]
[null,null,null,13,"13ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Plaza de las Américas - Platinum  (mes vencido)",null,null,21350,24000,null,{"$f":"#REF!=J120","v":{"$error":"#REF!"}},28990,null,null,{"$f":"+IF(VLOOKUP(F120,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F120,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":21350},{"$f":"+IF(VLOOKUP(F120,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F120,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":24000},"Incremento",{"$f":"+IF(VLOOKUP(F120,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F120,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":26400}]
[null,null,null,14,"14ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Plaza de las Américas - Clásica  (mes vencido)",null,null,16300,17000,null,{"$f":"#REF!=J121","v":{"$error":"#REF!"}},19990,null,null,{"$f":"+IF(VLOOKUP(F121,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F121,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16300},{"$f":"+IF(VLOOKUP(F121,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F121,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17000},"Incremento",{"$f":"+IF(VLOOKUP(F121,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F121,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18700}]
[null,null,null,15,"15ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Plaza de las Américas - Gold  (mes vencido)",null,null,16800,18000,null,{"$f":"#REF!=J122","v":{"$error":"#REF!"}},20990,null,null,{"$f":"+IF(VLOOKUP(F122,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F122,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16800},{"$f":"+IF(VLOOKUP(F122,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F122,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18000},"Incremento",{"$f":"+IF(VLOOKUP(F122,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F122,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19800}]
[null,null,null,16,"16ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Plaza de las Américas - Platinum  (mes vencido)",null,null,18150,19000,null,{"$f":"#REF!=J123","v":{"$error":"#REF!"}},21990,null,null,{"$f":"+IF(VLOOKUP(F123,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F123,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":18150},{"$f":"+IF(VLOOKUP(F123,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F123,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":19000},"Incremento",{"$f":"+IF(VLOOKUP(F123,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F123,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":20900}]
[null,null,null,17,"17ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Novus seguros - Clásica (mes vencido)",null,null,19200,20000,null,{"$f":"#REF!=J124","v":{"$error":"#REF!"}},23990,null,null,{"$f":"+IF(VLOOKUP(F124,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F124,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19200},{"$f":"+IF(VLOOKUP(F124,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F124,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":20000},"Incremento",{"$f":"+IF(VLOOKUP(F124,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F124,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":22000}]
[null,null,null,18,"18ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Novus seguros - Gold (mes vencido) ",null,null,19600,21000,null,{"$f":"#REF!=J125","v":{"$error":"#REF!"}},24990,null,null,{"$f":"+IF(VLOOKUP(F125,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F125,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19600},{"$f":"+IF(VLOOKUP(F125,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F125,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":21000},"Incremento",{"$f":"+IF(VLOOKUP(F125,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F125,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":22950}]
[null,null,null,19,"19ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito  Novus seguros- Platinum (mes vencido)",null,null,21350,23000,null,{"$f":"#REF!=J126","v":{"$error":"#REF!"}},27990,null,null,{"$f":"+IF(VLOOKUP(F126,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F126,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":21350},{"$f":"+IF(VLOOKUP(F126,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F126,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23000},"Incremento",{"$f":"+IF(VLOOKUP(F126,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F126,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":25500}]
[null,null,null,20,"20ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito  Novus seguros- Black (mes vencido)",null,null,27150,27500,null,{"$f":"#REF!=J127","v":{"$error":"#REF!"}},31990,null,null,{"$f":"+IF(VLOOKUP(F127,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F127,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":27150},{"$f":"+IF(VLOOKUP(F127,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F127,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":27500},"Incremento",{"$f":"+IF(VLOOKUP(F127,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F127,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":29950}]
[null,null,null,21,"21ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Novus seguros - Clásica (mes vencido)",null,null,16300,17000,null,{"$f":"#REF!=J128","v":{"$error":"#REF!"}},19990,null,null,{"$f":"+IF(VLOOKUP(F128,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F128,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16300},{"$f":"+IF(VLOOKUP(F128,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F128,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17000},"Incremento",{"$f":"+IF(VLOOKUP(F128,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F128,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18700}]
[null,null,null,22,"22ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Novus seguros - Gold (mes vencido)",null,null,16800,18000,null,{"$f":"#REF!=J129","v":{"$error":"#REF!"}},20990,null,null,{"$f":"+IF(VLOOKUP(F129,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F129,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16800},{"$f":"+IF(VLOOKUP(F129,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F129,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18000},"Incremento",{"$f":"+IF(VLOOKUP(F129,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F129,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19800}]
[null,null,null,23,"23ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Novus seguros- Platinum (mes vencido)",null,null,18150,19000,null,{"$f":"#REF!=J130","v":{"$error":"#REF!"}},21990,null,null,{"$f":"+IF(VLOOKUP(F130,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F130,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":18150},{"$f":"+IF(VLOOKUP(F130,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F130,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":19000},"Incremento",{"$f":"+IF(VLOOKUP(F130,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F130,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":20900}]
[null,null,null,24,"24ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Novus seguros- Balck (mes vencido)",null,null,23150,23500,null,{"$f":"#REF!=J131","v":{"$error":"#REF!"}},26990,null,null,{"$f":"+IF(VLOOKUP(F131,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F131,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":23150},{"$f":"+IF(VLOOKUP(F131,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F131,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23500},"Incremento",{"$f":"+IF(VLOOKUP(F131,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F131,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":25850}]
[null,null,null,25,"25ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Millonarios F.C. - Clásica (mes vencido) ",null,null,19200,22000,null,{"$f":"#REF!=J132","v":{"$error":"#REF!"}},26990,null,null,{"$f":"+IF(VLOOKUP(F132,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F132,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19200},{"$f":"+IF(VLOOKUP(F132,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F132,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":22000},"Incremento",{"$f":"+IF(VLOOKUP(F132,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F132,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24200}]
[null,null,null,26,"26ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Millonarios F.C. - Gold (mes vencido)",null,null,19600,23000,null,{"$f":"#REF!=J133","v":{"$error":"#REF!"}},27990,null,null,{"$f":"+IF(VLOOKUP(F133,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F133,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19600},{"$f":"+IF(VLOOKUP(F133,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F133,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23000},"Incremento",{"$f":"+IF(VLOOKUP(F133,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F133,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":25300}]
[null,null,null,27,"27ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Millonarios F.C. - Platinum (mes vencido)",null,null,21350,24000,null,{"$f":"#REF!=J134","v":{"$error":"#REF!"}},28990,null,null,{"$f":"+IF(VLOOKUP(F134,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F134,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":21350},{"$f":"+IF(VLOOKUP(F134,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F134,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":24000},"Incremento",{"$f":"+IF(VLOOKUP(F134,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F134,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":26400}]
[null,null,null,28,"28ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Millonarios F.C. - Clásica amparada (mes vencido)",null,null,16300,17000,null,{"$f":"#REF!=J135","v":{"$error":"#REF!"}},19990,null,null,{"$f":"+IF(VLOOKUP(F135,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F135,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16300},{"$f":"+IF(VLOOKUP(F135,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F135,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17000},"Incremento",{"$f":"+IF(VLOOKUP(F135,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F135,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18700}]
[null,null,null,29,"29ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Millonarios F.C. - Gold amparada (mes vencido)",null,null,16800,18000,null,{"$f":"#REF!=J136","v":{"$error":"#REF!"}},20990,null,null,{"$f":"+IF(VLOOKUP(F136,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F136,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16800},{"$f":"+IF(VLOOKUP(F136,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F136,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18000},"Incremento",{"$f":"+IF(VLOOKUP(F136,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F136,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19800}]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,null,{"$f":"+M106","v":"A partir del 02 de Julio de 2024"},null,null,null,null,0]
[null,null,"ENVIAR A TARJETA DE CRÉDITO",null,null,null,null,null,"TARIFA","TARIFA",null,null,"TARIFA",null,null,null,null,0]
[null,null,"Tarjeta de Crédito (Cuota de Manejo)* 6*",1,{"$f":"+D139&$C$107","v":"1ENVIAR A TARJETA DE CRÉDITO"},"Cuota de manejo Tarjeta de Crédito Millonarios F.C. - Platinum amparada (mes vencido)",null,null,18150,19000,null,{"$f":"#REF!=J139","v":{"$error":"#REF!"}},21990,null,null,{"$f":"+IF(VLOOKUP(F139,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F139,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":18150},{"$f":"+IF(VLOOKUP(F139,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F139,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":19000},"Incremento",{"$f":"+IF(VLOOKUP(F139,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F139,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":20900}]
[null,null,null,{"$f":"1+D139","v":2},{"$f":"+D140&$C$138","v":"2ENVIAR A TARJETA DE CRÉDITO"},"Cuota de manejo Tarjeta de Crédito Ventura Plaza - Clásica (mes vencido)",null,null,19200,22000,null,{"$f":"#REF!=J140","v":{"$error":"#REF!"}},26990,null,null,{"$f":"+IF(VLOOKUP(F140,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F140,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19200},{"$f":"+IF(VLOOKUP(F140,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F140,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":22000},"Incremento",{"$f":"+IF(VLOOKUP(F140,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F140,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24200}]
[null,null,null,{"$f":"+D140+1","v":3},"3ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Ventura Plaza - Gold (mes vencido)",null,null,19600,23000,null,{"$f":"#REF!=J141","v":{"$error":"#REF!"}},27990,null,null,{"$f":"+IF(VLOOKUP(F141,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F141,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19600},{"$f":"+IF(VLOOKUP(F141,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F141,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23000},"Incremento",{"$f":"+IF(VLOOKUP(F141,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F141,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":25300}]
[null,null,null,4,"4ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Ventura Plaza - Clásica Amparada (mes vencido)",null,null,16300,17000,null,{"$f":"#REF!=J142","v":{"$error":"#REF!"}},19990,null,null,{"$f":"+IF(VLOOKUP(F142,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F142,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16300},{"$f":"+IF(VLOOKUP(F142,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F142,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17000},"Incremento",{"$f":"+IF(VLOOKUP(F142,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F142,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18700}]
[null,null,null,5,"5ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Ventura Plaza - Gold Amparada (mes vencido)",null,null,16800,18000,null,{"$f":"#REF!=J143","v":{"$error":"#REF!"}},20990,null,null,{"$f":"+IF(VLOOKUP(F143,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F143,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16800},{"$f":"+IF(VLOOKUP(F143,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F143,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18000},{"$f":"IF(Q143>P143,\"Incremento\",0)","v":"Incremento"},{"$f":"+IF(VLOOKUP(F143,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F143,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19800}]
[null,null,null,6,"6ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito  Roott + Co.   - Gold (mes vencido)",null,null,19600,22000,null,{"$f":"#REF!=J144","v":{"$error":"#REF!"}},26990,null,null,{"$f":"+IF(VLOOKUP(F144,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F144,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F144,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F144,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"+IF(VLOOKUP(F144,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F144,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24200}]
[null,null,null,7,"7ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito  Roott + Co.   - Gold Amparada (mes vencido)",null,null,16800,19000,null,{"$f":"#REF!=J145","v":{"$error":"#REF!"}},20990,null,null,{"$f":"+IF(VLOOKUP(F145,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F145,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F145,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F145,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"+IF(VLOOKUP(F145,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F145,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":20900}]
[null,null,null,8,"8ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Ferretería Samir Oro (mes vencido)",null,null,21350,24000,null,{"$f":"#REF!=J146","v":{"$error":"#REF!"}},27990,null,null,{"$f":"+IF(VLOOKUP(F146,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F146,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":21350},{"$f":"+IF(VLOOKUP(F146,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F146,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":24000},"Incremento",{"$f":"+IF(VLOOKUP(F146,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F146,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":26400}]
[null,null,null,9,"9ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Ferretería Samir Amparada Oro (mes vencido)",null,null,18150,19000,null,{"$f":"#REF!=J147","v":{"$error":"#REF!"}},20990,null,null,{"$f":"+IF(VLOOKUP(F147,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F147,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":18150},{"$f":"+IF(VLOOKUP(F147,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F147,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":19000},"Incremento",{"$f":"+IF(VLOOKUP(F147,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F147,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":20900}]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,null,{"$f":"+M137","v":"A partir del 02 de Julio de 2024"},null,null,null,null,0]
[null,null,"ENVIAR A TARJETA DE CRÉDITO",null,null,null,null,null,"TARIFA","TARIFA",null,{"$f":"#REF!=J149","v":{"$error":"#REF!"}},"TARIFA",null,null,null,null,0]
[null,null,"Tarjeta de Crédito (Cuota de Manejo)* 6*",1,{"$f":"+D150&$C$149","v":"1ENVIAR A TARJETA DE CRÉDITO"},"Cuota de manejo Tarjeta de Crédito LifeMiles Oro (mes vencido)",null,null,18400,18700,null,null,23990,null,null,{"$f":"+IF(VLOOKUP(F150,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F150,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":18400},{"$f":"+IF(VLOOKUP(F150,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F150,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18700},"Incremento",{"$f":"+IF(VLOOKUP(F150,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F150,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":22000}]
[null,null,null,{"$f":"+D150+1","v":2},"2ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito LifeMiles Platinum (mes vencido)",null,null,20000,20300,null,null,27990,null,null,{"$f":"+IF(VLOOKUP(F151,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F151,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":20000},{"$f":"+IF(VLOOKUP(F151,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F151,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":20300},"Incremento",{"$f":"+IF(VLOOKUP(F151,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F151,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":25000}]
[null,null,null,3,"3ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito LifeMilesSignature (mes vencido)",null,null,25500,25900,null,null,32990,null,null,25500,{"$f":"+IF(VLOOKUP(F152,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F152,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"+IF(VLOOKUP(F152,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F152,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":29500}]
[null,null,null,4,"4ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito LifeMiles Amparada Oro (mes vencido)",null,null,15600,15850,null,null,18990,null,null,{"$f":"+IF(VLOOKUP(F153,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F153,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":15600},{"$f":"+IF(VLOOKUP(F153,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F153,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":15850},"Incremento",{"$f":"+IF(VLOOKUP(F153,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F153,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":17450}]
[null,null,null,5,"5ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito LifeMiles Amparada Platinum (mes vencido)",null,null,17000,17300,null,null,20990,null,null,{"$f":"+IF(VLOOKUP(F154,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F154,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":17000},{"$f":"+IF(VLOOKUP(F154,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F154,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17300},"Incremento",{"$f":"+IF(VLOOKUP(F154,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F154,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19050}]
[null,null,null,6,"6ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito LifeMiles Amparada Signature(mes vencido)",null,null,21650,22000,null,{"$f":"#REF!=J155","v":{"$error":"#REF!"}},26990,null,null,21650,{"$f":"+IF(VLOOKUP(F155,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F155,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"+IF(VLOOKUP(F155,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F155,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24200}]
[null,null,null,7,"7ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Laika - Clásica (mes vencido)**",null,null,19200,19500,null,null,23990,null,null,{"$f":"+IF(VLOOKUP(F156,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F156,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19200},{"$f":"+IF(VLOOKUP(F156,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F156,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":19500},"Incremento",{"$f":"+IF(VLOOKUP(F156,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F156,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":21450}]
[null,null,null,8,"8ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Laika - Gold (mes vencido)**",null,null,19600,19900,null,null,24990,null,null,{"$f":"+IF(VLOOKUP(F157,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F157,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19600},{"$f":"+IF(VLOOKUP(F157,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F157,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":19900},"Incremento",{"$f":"+IF(VLOOKUP(F157,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F157,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":21900}]
[null,null,null,9,"9ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Laika - Platinum (mes vencido)**",null,null,21350,21700,null,null,25990,null,null,{"$f":"+IF(VLOOKUP(F158,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F158,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":21350},{"$f":"+IF(VLOOKUP(F158,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F158,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":21700},"Incremento",{"$f":"+IF(VLOOKUP(F158,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F158,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":23900}]
[null,null,null,10,"10ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Payvalida - Clásica (mes vencido)",null,null,22450,{"$error":"#REF!"},null,null,{"$f":"+S159","v":24700},null,null,null,{"$f":"+#REF!","v":{"$error":"#REF!"}},{"$error":"#REF!"},{"$f":"+IF(VLOOKUP(F159,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F159,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24700}]
[null,null,null,11,"11ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Payvalida - Clásica (mes vencido)",null,null,19000,{"$error":"#REF!"},null,null,20900,null,null,null,{"$f":"+#REF!","v":{"$error":"#REF!"}},{"$error":"#REF!"},{"$f":"+IF(VLOOKUP(F160,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F160,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":20900}]
[null,null,null,12,"12ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Laika - Clásica (mes vencido)**",null,null,16300,16550,null,null,19990,null,null,{"$f":"+IF(VLOOKUP(F161,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F161,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16300},{"$f":"+IF(VLOOKUP(F161,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F161,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":16550},"Incremento",{"$f":"+IF(VLOOKUP(F161,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F161,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":17950}]
[null,null,null,13,"13ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Laika - Gold (mes vencido)**",null,null,16800,17100,null,null,20990,null,null,{"$f":"+IF(VLOOKUP(F162,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F162,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":16800},{"$f":"+IF(VLOOKUP(F162,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F162,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17100},"Incremento",{"$f":"+IF(VLOOKUP(F162,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F162,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18500}]
[null,null,null,{"$f":"+D160+1","v":12},"12ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito amparada Laika - Platinum (mes vencido)**",null,null,18150,18450,null,null,21990,null,null,{"$f":"+IF(VLOOKUP(F163,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F163,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":18150},{"$f":"+IF(VLOOKUP(F163,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F163,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18450},"Incremento",{"$f":"+IF(VLOOKUP(F163,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F163,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":20000}]
[null,null,null,null,null,"Cuota de manejo Tarjeta de Crédito Boomerang - Clásica (mes vencido)**",null,null,null,null,null,null,24200]
[null,null,null,{"$f":"+D162+1","v":14},"14ENVIAR A TARJETA DE CRÉDITO","Cuota de manejo Tarjeta de Crédito Boomerang - Platinum (mes vencido)**",null,null,18150,18450,null,null,26400,null,null,{"$f":"+IF(VLOOKUP(F165,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F165,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F165,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F165,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"+IF(VLOOKUP(F165,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F165,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":{"$error":"#N/A"}}]
[null,null,"* El cobro de cuota de manejo aplica solo si la usa durante el mes y/o tiene saldo de cartera al corte, aplican sólo para tarjetas que se haya acordado en la campaña de lealtad del Banco o tarjetas de origen convenios de nómina matriculados a partir del 02 de noviembre de 2016.",null,null,null,null,null,null,null,null,{"$f":"#REF!=J166","v":{"$error":"#REF!"}}]
[null,null,"** Las tarjetas de crédito gold y clásica asociadas a un convenio de oferta de valor de nómina  tendrán una exoneración de cobro de cuota de manejo los primeros 6 meses desde su activación. Una vez se superen los 6 meses de exoneración, se cobrará cuota de manejo únicamente si la tarjeta de crédito presenta saldo en el momento en que se realiza el corte mensual.",null,null,null,null,null,null,null,null,{"$f":"#REF!=J167","v":{"$error":"#REF!"}}]
[null,null,"(6)Sólo si la usa durante el mes y/o tiene saldo de cartera al corte. Aplican sólo para tarjetas radicadas a partir del 1 de agosto del 2016. Por el pago de estas comisiones tendra acceso a las  siguientes transacciones establecidas por la ley 2009 del 27 de Diciembre de 2019: \n      • Avance en oficina.\n      • Consulta de saldo en cajero de la misma entidad. \n      • Reposición por deterioro.",null,null,null,null,null,null,null,null,{"$f":"#REF!=J168","v":{"$error":"#REF!"}}]
[null,null,"(7) Exoneración de cuota de manejo por el primer año a partir del segundo año genera cobro."]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,null,{"$f":"+M148","v":"A partir del 02 de Julio de 2024"}]
[null,null,null,null,null,null,null,null,"TARIFA","TARIFA",null,null,"TARIFA"]
[null,null,"Tarjeta de Crédito*",1,"T1ENVIAR A TARJETA DE CRÉDITO","Consulta de cupo  y transacciones  en datafonos de establecimientos comerciales P.O.S.",null,null,5700,5800,null,{"$f":"#REF!=J172","v":{"$error":"#REF!"}},{"$f":"+S172","v":6400},null,null,5700,5800,{"$f":"IF(Q172>P172,\"Incremento\",0)","v":"Incremento"},{"$f":"+IF(VLOOKUP(F172,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F172,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":6400}]
[null,null,null,{"$f":"+D172+1","v":2},"T2ENVIAR A TARJETA DE CRÉDITO","Avances en Cajeros Automáticos Otras Redes ",null,116020,6180,6484.866,null,{"$f":"#REF!=J173","v":{"$error":"#REF!"}},{"$f":"+S173","v":7150},null,null,{"$f":"+IF(VLOOKUP(F173,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F173,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":6180},{"$f":"+IF(VLOOKUP(F173,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F173,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":6484.866},"Incremento",7150]
[null,null,null,3,"T3ENVIAR A TARJETA DE CRÉDITO","Consulta de cupo en Cajeros Automáticos Red Aval ",null,null,6650,6750,null,{"$f":"#REF!=J174","v":{"$error":"#REF!"}},7450,null,null,{"$f":"+IF(VLOOKUP(F174,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F174,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":6650},{"$f":"+IF(VLOOKUP(F174,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F174,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":6750},"Incremento",{"$f":"+IF(VLOOKUP(F174,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F174,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":7450}]
[null,null,null,4,"T4ENVIAR A TARJETA DE CRÉDITO","Avances por Internet a cuentas AVAL ",null,118045,6250,6350,null,{"$f":"#REF!=J175","v":{"$error":"#REF!"}},7000,null,null,{"$f":"+IF(VLOOKUP(F175,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F175,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":6250},{"$f":"+IF(VLOOKUP(F175,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F175,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":6350},"Incremento",{"$f":"+IF(VLOOKUP(F175,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F175,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":7000}]
[null,null,null,5,"T5ENVIAR A TARJETA DE CRÉDITO","Avances por Audiovillas a cuentas propias",null,120055,6900,7050,null,{"$f":"#REF!=J176","v":{"$error":"#REF!"}},7800,null,null,{"$f":"+IF(VLOOKUP(F176,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F176,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":6900},{"$f":"+IF(VLOOKUP(F176,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F176,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":7050},"Incremento",{"$f":"+IF(VLOOKUP(F176,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F176,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":7800}]
[null,null,null,6,"T6ENVIAR A TARJETA DE CRÉDITO","Consulta de cupo en Pin Pad Oficina",null,null,9150,9300,7,{"$f":"#REF!=J177","v":{"$error":"#REF!"}},10250,null,null,{"$f":"+IF(VLOOKUP(F177,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F177,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":9150},{"$f":"+IF(VLOOKUP(F177,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F177,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":9300},"Incremento",{"$f":"+IF(VLOOKUP(F177,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F177,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":10250}]
[null,null,null,7,"T7ENVIAR A TARJETA DE CRÉDITO","Avance sin Tarjeta (OTP)",null,null,10900,11100,null,{"$f":"#REF!=J178","v":{"$error":"#REF!"}},12250,null,null,{"$f":"+IF(VLOOKUP(F178,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F178,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":10900},{"$f":"+IF(VLOOKUP(F178,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F178,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":11100},"Incremento",{"$f":"+IF(VLOOKUP(F178,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F178,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":12250}]
[null,null,null,8,"T8ENVIAR A TARJETA DE CRÉDITO","Consulta de cupo y otras transacciones Cajeros Automáticos Otras Redes ",null,null,11700,11900,null,{"$f":"#REF!=J179","v":{"$error":"#REF!"}},13100,null,null,{"$f":"+IF(VLOOKUP(F179,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F179,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":11700},{"$f":"+IF(VLOOKUP(F179,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F179,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":11900},"Incremento",{"$f":"+IF(VLOOKUP(F179,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F179,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":13100}]
[null,null,null,9,"T9ENVIAR A TARJETA DE CRÉDITO","Avances Cajeros Automáticos Red Aval ",null,115030,12750,12950,7,{"$f":"#REF!=J180","v":{"$error":"#REF!"}},14900,null,null,{"$f":"+IF(VLOOKUP(F180,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F180,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":12750},{"$f":"+IF(VLOOKUP(F180,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F180,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":12950},"Incremento",14900]
[null,null,null,10,"T10ENVIAR A TARJETA DE CRÉDITO","Avances en Pin Pad Oficina ",null,113005,17000,17300,null,{"$f":"#REF!=J181","v":{"$error":"#REF!"}},19900,null,null,{"$f":"+IF(VLOOKUP(F181,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F181,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":17000},{"$f":"+IF(VLOOKUP(F181,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F181,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":17300},"Incremento",19900]
[null,null,null,11,"T11ENVIAR A TARJETA DE CRÉDITO","Consulta de cupo y otras transacciones Internacionales (cajeros Cirrus y P.O.S.) ",null,117010,23350,23750,null,{"$f":"#REF!=J182","v":{"$error":"#REF!"}},26150,null,null,{"$f":"+IF(VLOOKUP(F182,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F182,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":23350},{"$f":"+IF(VLOOKUP(F182,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F182,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23750},"Incremento",{"$f":"+IF(VLOOKUP(F182,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F182,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":26150}]
[null,null,null,12,"T12ENVIAR A TARJETA DE CRÉDITO","Reposición de tarjeta por deterioro y  pérdida",null,103015,31000,31500,null,{"$f":"#REF!=J183","v":{"$error":"#REF!"}},37500,null,null,{"$f":"+IF(VLOOKUP(F183,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F183,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":31000},{"$f":"+IF(VLOOKUP(F183,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F183,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":31500},"Incremento",{"$f":"+IF(VLOOKUP(F183,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F183,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":37500}]
[null,null,null,13,"T13ENVIAR A TARJETA DE CRÉDITO","Avances (cajeros Cirrus y P.O.S.) ",null,117020,31450,31950,null,{"$f":"#REF!=J184","v":{"$error":"#REF!"}},35150,null,null,{"$f":"+IF(VLOOKUP(F184,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F184,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":31450},{"$f":"+IF(VLOOKUP(F184,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F184,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":31950},"Incremento",{"$f":"+IF(VLOOKUP(F184,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F184,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":35150}]
[null,null,null,14,"T14ENVIAR A TARJETA DE CRÉDITO","Consultas de la tarjeta por internet",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J185","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F185,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F185,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F185,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F185,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F185,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F185,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,"G","* Comisión del 2,90% aplicada sobre las compras internacionales ",null,null,null,null,null,null,null,null,{"$f":"#REF!=J186","v":{"$error":"#REF!"}}]
[null,null,"Remesas al Cobro - plazas con oficina AV Villas",1,{"$f":"+D187&B$186","v":"1G"},"Mínima",null,123015,19150,19450,null,{"$f":"#REF!=J187","v":{"$error":"#REF!"}},{"$f":"+S187","v":21400},null,null,{"$f":"+IF(VLOOKUP(F187,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F187,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19150},{"$f":"+IF(VLOOKUP(F187,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F187,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":19450},"Incremento",{"$f":"+IF(VLOOKUP(F187,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F187,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":21400}]
[null,null,null,{"$f":"+D187+1","v":2},{"$f":"+D188&B$186","v":"2G"},"Cualquier monto",null,null,1.7000000000000001E-2,1.7000000000000001E-2,null,{"$f":"#REF!=J188","v":{"$error":"#REF!"}},{"$f":"+S188","v":1.7000000000000001E-2},null,null,{"$f":"+IF(VLOOKUP(F188,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F188,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":1.7000000000000001E-2},{"$f":"+IF(VLOOKUP(F188,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F188,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":1.7000000000000001E-2},0,{"$f":"+IF(VLOOKUP(F188,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F188,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":1.7000000000000001E-2}]
[null,null,null,3,"3G","Devuelta",null,null,19150,19450,null,{"$f":"#REF!=J189","v":{"$error":"#REF!"}},21400,null,null,{"$f":"+IF(VLOOKUP(F189,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F189,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19150},{"$f":"+IF(VLOOKUP(F189,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F189,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":19450},"Incremento",{"$f":"+IF(VLOOKUP(F189,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F189,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":21400}]
[null,null,"Remesas al Cobro - plazas sin oficina  AV Villas",4,"4G","Mínima",null,null,19150,19450,null,{"$f":"#REF!=J190","v":{"$error":"#REF!"}},21400,null,null,{"$f":"+IF(VLOOKUP(F190,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F190,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19150},{"$f":"+IF(VLOOKUP(F190,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F190,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":19450},"Incremento",{"$f":"+IF(VLOOKUP(F190,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F190,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":21400}]
[null,null,null,5,"5G","Cualquier monto",null,null,1.7000000000000001E-2,1.7000000000000001E-2,null,{"$f":"#REF!=J191","v":{"$error":"#REF!"}},1.7000000000000001E-2,null,null,{"$f":"+IF(VLOOKUP(F191,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F191,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":1.7000000000000001E-2},{"$f":"+IF(VLOOKUP(F191,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F191,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":1.7000000000000001E-2},0,{"$f":"+IF(VLOOKUP(F191,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F191,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":1.7000000000000001E-2}]
[null,null,null,6,"6G","Devuelta",null,null,19150,19450,null,{"$f":"#REF!=J192","v":{"$error":"#REF!"}},21400,null,null,{"$f":"+IF(VLOOKUP(F192,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F192,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19150},{"$f":"+IF(VLOOKUP(F192,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F192,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":19450},"Incremento",{"$f":"+IF(VLOOKUP(F192,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F192,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":21400}]
[null,null,"Remesas Negociadas - Cualquier plaza",7,"7G","Mínima",null,122015,19450,19750,null,{"$f":"#REF!=J193","v":{"$error":"#REF!"}},21400,null,null,{"$f":"+IF(VLOOKUP(F193,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F193,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19150},19750,"Incremento",{"$f":"+IF(VLOOKUP(F193,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F193,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":21400}]
[null,null,null,8,"8G","Cualquier monto",null,null,1.7000000000000001E-2,3.2000000000000001E-2,null,{"$f":"#REF!=J194","v":{"$error":"#REF!"}},3.2000000000000001E-2,null,null,{"$f":"+IF(VLOOKUP(F194,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F194,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":1.7000000000000001E-2},{"$f":"+'[2]TOTAL Aumento'!$Y$214","v":3.2000000000000001E-2},"Incremento",3.2000000000000001E-2]
[null,null,null,9,"9G","Devuelta",null,null,19450,19750,null,{"$f":"#REF!=J195","v":{"$error":"#REF!"}},21400,null,null,{"$f":"+IF(VLOOKUP(F195,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F195,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":19150},19750,"Incremento",{"$f":"+IF(VLOOKUP(F195,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F195,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":21400}]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,null,{"$f":"+M170","v":"A partir del 02 de Julio de 2024"}]
[null,null,null,null,null,null,null,null,"TARIFA",null,null,null,"TARIFA"]
["H",null,"Otros Servicios",1,{"$f":"+D198&$A$198","v":"1H"},"Transferencias Utilización Dinero Extra a cuentas AVAL por internet",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J198","v":{"$error":"#REF!"}},{"$f":"+S198","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F198,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F198,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F198,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F198,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},{"$f":"IF(Q198>P198,\"Incremento\",0)","v":0},{"$f":"+IF(VLOOKUP(F198,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F198,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,{"$f":"+D198+1","v":2},{"$f":"+D199&$A$198","v":"2H"},"Generación de clave temporal para retiro sin tarjeta débito en internet 9*",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J199","v":{"$error":"#REF!"}},{"$f":"+S199","v":"Sin costo"},null,null,"Sin costo","Sin costo",0,"Sin costo"]
[null,null,null,3,{"$f":"+D200&$A$198","v":"3H"},"Lounge Key  - Acceso adicional a Salas VIP en Aeropuertos 11",null,null,"USD$27","USD28",null,{"$f":"#REF!=J200","v":{"$error":"#REF!"}},"USD35",null,null,"USD$27","USD28","Incremento","USD35"]
[null,null,null,4,"4H","Transferencias interbancarias ACH Recibidas Persona Natural 10",null,null,1250,1300,null,{"$f":"#REF!=J201","v":{"$error":"#REF!"}},1950,null,null,1250,1300,"Incremento",1950]
[null,null,null,5,"5H","Servicio de Notificaciones y Alertas a celular (Cuota mensual)*",null,null,1350,1400,null,{"$f":"#REF!=J202","v":{"$error":"#REF!"}},3950,null,null,{"$f":"+IF(VLOOKUP(F202,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F202,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":1350},{"$f":"+IF(VLOOKUP(F202,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F202,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":1400},"Incremento",3950]
[null,null,null,6,"6H","Generación de clave temporal para retiro sin tarjeta débito en internet*",null,null,3200,"Sin costo",null,{"$f":"#REF!=J203","v":{"$error":"#REF!"}},"Sin costo",null,null,3200,{"$f":"+IF(VLOOKUP(F203,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F203,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},"Incremento",{"$f":"+IF(VLOOKUP(F203,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F203,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,7,"7H","Generación de clave temporal para Giro sin tarjeta débito en internet*",null,null,4800,4900,9,{"$f":"#REF!=J204","v":{"$error":"#REF!"}},5400,null,null,{"$f":"+IF(VLOOKUP(F204,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F204,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":4800},{"$f":"+IF(VLOOKUP(F204,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F204,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":4900},"Incremento",{"$f":"+IF(VLOOKUP(F204,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F204,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":5400}]
[null,null,null,8,"8H","Imagen de cheque pagado cuenta corriente",null,null,6250,6350,null,{"$f":"#REF!=J205","v":{"$error":"#REF!"}},7000,null,null,{"$f":"+IF(VLOOKUP(F205,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F205,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":6250},{"$f":"+IF(VLOOKUP(F205,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F205,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":6350},"Incremento",{"$f":"+IF(VLOOKUP(F205,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F205,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":7000}]
[null,null,null,9,"9H","Traslados Bancarios",null,null,8400,8550,null,{"$f":"#REF!=J206","v":{"$error":"#REF!"}},9450,null,null,{"$f":"+IF(VLOOKUP(F206,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F206,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":8400},{"$f":"+IF(VLOOKUP(F206,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F206,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":8550},"Incremento",{"$f":"+IF(VLOOKUP(F206,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F206,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":9450}]
[null,null,null,10,"10H","Transferencias interbancarias ACH por Internet Persona Jurídica",null,null,9950,10100,null,{"$f":"#REF!=J207","v":{"$error":"#REF!"}},11900,null,null,{"$f":"+IF(VLOOKUP(F207,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F207,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":9950},{"$f":"+IF(VLOOKUP(F207,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F207,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":10100},"Incremento",{"$f":"+IF(VLOOKUP(F207,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F207,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":11900}]
[null,null,null,11,"11H","Copia recibo transacción realizada en oficinas Aval",null,null,8750,8900,null,{"$f":"#REF!=J208","v":{"$error":"#REF!"}},9800,null,null,{"$f":"+IF(VLOOKUP(F208,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F208,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":8750},{"$f":"+IF(VLOOKUP(F208,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F208,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":8900},"Incremento",{"$f":"+IF(VLOOKUP(F208,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F208,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":9800}]
[null,null,null,12,"12H","Transferencias Utilización Dinero Extra a cuentas otros Bancos (ACH) por internet",null,null,9150,9300,null,{"$f":"#REF!=J209","v":{"$error":"#REF!"}},10250,null,null,{"$f":"+IF(VLOOKUP(F209,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F209,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":9150},{"$f":"+IF(VLOOKUP(F209,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F209,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":9300},"Incremento",{"$f":"+IF(VLOOKUP(F209,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F209,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":10250}]
[null,null,null,13,"13H","Copia de extracto en papel",null,101075,10750,10950,null,{"$f":"#REF!=J210","v":{"$error":"#REF!"}},12050,null,null,{"$f":"+IF(VLOOKUP(F210,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F210,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":10750},{"$f":"+IF(VLOOKUP(F210,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F210,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":10950},"Incremento",{"$f":"+IF(VLOOKUP(F210,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F210,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":12050}]
[null,null,null,14,"14H","Certificación sobre cuentas",null,null,12600,12800,null,{"$f":"#REF!=J211","v":{"$error":"#REF!"}},13950,null,null,{"$f":"+IF(VLOOKUP(F211,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F211,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":12600},{"$f":"+IF(VLOOKUP(F211,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F211,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":12800},"Incremento",{"$f":"+IF(VLOOKUP(F211,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F211,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":13950}]
[null,null,null,15,"15H","Cuota de manejo Anticipo de Nómina",null,null,8850,10900,null,{"$f":"#REF!=J212","v":{"$error":"#REF!"}},12000,null,null,8850,10900,"Incremento",12000]
[null,null,null,16,"16H","Cuota de manejo Dinero Extra  (mes anticipado)",null,null,17950,18250,null,{"$f":"#REF!=J213","v":{"$error":"#REF!"}},19950,null,null,{"$f":"+IF(VLOOKUP(F213,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F213,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":17950},{"$f":"+IF(VLOOKUP(F213,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F213,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18250},"Incremento",{"$f":"+IF(VLOOKUP(F213,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F213,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19950}]
[null,null,null,17,"17H","Retiros y avances de tarjetas internacionales en cajeros Red Aval",null,null,18500,18500,null,null,25800,null,null,15800,{"$f":"+IF(VLOOKUP(F214,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F214,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":18500},"Incremento",{"$f":"+IF(VLOOKUP(F214,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F214,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":18500}]
[null,null,null,18,"18H","Envío a domicilio de medios solicitados a través de Internet",null,null,26300,26700,null,{"$f":"#REF!=J215","v":{"$error":"#REF!"}},29400,null,null,{"$f":"+IF(VLOOKUP(F215,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F215,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":26300},{"$f":"+IF(VLOOKUP(F215,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F215,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":26700},"Incremento",{"$f":"+IF(VLOOKUP(F215,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F215,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":29400}]
[null,null,null,19,"19H","Dispositivo de Autenticación Persona Natural - TOKEN (adquisición o reposición)",null,null,59150,45000,null,{"$f":"#REF!=J216","v":{"$error":"#REF!"}},45000,null,null,{"$f":"+IF(VLOOKUP(F216,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F216,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":59150},45000,0,{"$f":"+IF(VLOOKUP(F216,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F216,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":45000}]
[null,null,null,20,"20H","Cuota Manejo Portafolio Cliente Preferente 8",null,null,67150,68200,null,{"$f":"#REF!=J217","v":{"$error":"#REF!"}},75050,null,null,67150,68200,"Incremento",75050]
[null,null,null,21,"21H","Internet Empresas (cuota mensual - Para personas Jurídicas)",null,null,139000,140900,null,{"$f":"#REF!=J218","v":{"$error":"#REF!"}},175000,null,null,{"$f":"+IF(VLOOKUP(F218,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F218,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":139000},{"$f":"+IF(VLOOKUP(F218,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F218,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":140900},"Incremento",{"$f":"+IF(VLOOKUP(F218,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F218,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":175000}]
[null,null,null,22,"22H","Transferencias vía SEBRA  (Tarifa por millon)",null,null,15,15,null,{"$f":"#REF!=J219","v":{"$error":"#REF!"}},15,null,null,{"$f":"+IF(VLOOKUP(F219,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F219,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":15},{"$f":"+IF(VLOOKUP(F219,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F219,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":15},0,{"$f":"+IF(VLOOKUP(F219,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F219,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":15}]
[null,null,null,23,"23H","Monto mínima Transferencias vía SEBRA ",null,null,49800,50550,null,{"$f":"#REF!=J220","v":{"$error":"#REF!"}},50550,null,null,{"$f":"+IF(VLOOKUP(F220,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F220,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":49800},{"$f":"+IF(VLOOKUP(F220,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F220,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":50550},"Incremento",{"$f":"+IF(VLOOKUP(F220,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F220,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":50550}]
[null,null,null,24,"24H","Monto máximo Transferencias vía SEBRA ",null,null,519900,527700,null,{"$f":"#REF!=J221","v":{"$error":"#REF!"}},527700,null,null,{"$f":"+IF(VLOOKUP(F221,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F221,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":519900},{"$f":"+IF(VLOOKUP(F221,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F221,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":527700},"Incremento",{"$f":"+IF(VLOOKUP(F221,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F221,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":527700}]
[null,null,"8 Sólo para Oficinas de Banca Preferente 424 - Preferente Centro Internacional y 840 - Preferente Barranquilla. ",null,null,null,null,null,null,null,null,{"$f":"#REF!=J222","v":{"$error":"#REF!"}}]
[null,null,"9 Aplica para retiros que se realicen en cajeros del Banco AV Villas y para titulares de Cuenta Móvil. Siempre y cuando el retiro sea realizado por el titular de la cuenta.",null,null,null,null,null,null,null,null,{"$f":"#REF!=J223","v":{"$error":"#REF!"}}]
[null,null,"10 Aplica para transferencias recibidas en cuentas móviles y corrientes activas, sin convenio de nomina.",null,null,null,null,null,null,null,null,{"$f":"#REF!=J224","v":{"$error":"#REF!"}}]
[null,null,"11 Incluye cinco entradas gratis y de la sexta en adelante se cobra el 100% de la tarifa.\n*Para cuentas/depositos Digitales sin cobro",null,null,null,null,null,null,null,null,{"$f":"#REF!=J225","v":{"$error":"#REF!"}}]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,null,{"$f":"+M196","v":"A partir del 02 de Julio de 2024"}]
[null,null,null,null,null,null,null,null,"TARIFA","TARIFA",null,{"$f":"#REF!=J227","v":{"$error":"#REF!"}},"TARIFA"]
[null,null,"Gastos de cobranza Persona Natural 12",null,143,"De 6 a 10 días de mora",null,123015,0.02,0.02,null,{"$f":"#REF!=J228","v":{"$error":"#REF!"}},0.04,null,null,0.02,{"$f":"+IF(VLOOKUP(F228,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F228,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":0.02},{"$f":"IF(Q228>P228,\"Incremento\",0)","v":0},{"$f":"+IF(VLOOKUP(F228,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F228,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":0.02}]
[null,null,null,null,144,"Mínimo cobro",null,null,8400,8550,null,{"$f":"#REF!=J229","v":{"$error":"#REF!"}},{"$f":"+S229","v":9450},null,null,8400,{"$f":"+IF(VLOOKUP(F229,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F229,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":8550},"Incremento",{"$f":"+IF(VLOOKUP(F229,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F229,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":9450}]
[null,null,null,null,145,"De 11 a 15 días de mora",null,null,0.03,0.03,null,{"$f":"#REF!=J230","v":{"$error":"#REF!"}},0.06,null,null,0.03,{"$f":"+IF(VLOOKUP(F230,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F230,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":0.03},0,{"$f":"+IF(VLOOKUP(F230,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F230,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":0.03}]
[null,null,null,null,146,"Mínimo cobro",null,null,8400,8550,null,{"$f":"#REF!=J231","v":{"$error":"#REF!"}},9450,null,null,8400,{"$f":"+IF(VLOOKUP(F231,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F231,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":8550},"Incremento",{"$f":"+IF(VLOOKUP(F231,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F231,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":9450}]
[null,null,null,null,147,"De 16 a 30 días de mora",null,null,0.05,0.05,null,{"$f":"#REF!=J232","v":{"$error":"#REF!"}},7.0000000000000007E-2,null,null,{"$f":"+IF(VLOOKUP(F232,[4]Hoja1!$B$4:$G$448,3,FALSE)=0,\"Sin costo\",VLOOKUP(F232,[4]Hoja1!$B$4:$G$448,3,FALSE))","v":0.05},{"$f":"+IF(VLOOKUP(F232,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F232,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":0.05},0,{"$f":"+IF(VLOOKUP(F232,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F232,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":0.05}]
[null,null,null,null,148,"Mínimo cobro",null,null,10750,10950,null,{"$f":"#REF!=J233","v":{"$error":"#REF!"}},12050,null,null,10750,{"$f":"+'[2]TOTAL Aumento'!$Y$254","v":10950},"Incremento",12050]
[null,null,null,null,149,"De 31 a 60 días de mora",null,122015,7.0000000000000007E-2,7.0000000000000007E-2,null,{"$f":"#REF!=J234","v":{"$error":"#REF!"}},0.09,null,null,{"$f":"+IF(VLOOKUP(F234,[4]Hoja1!$B$4:$G$448,3,FALSE)=0,\"Sin costo\",VLOOKUP(F234,[4]Hoja1!$B$4:$G$448,3,FALSE))","v":7.0000000000000007E-2},{"$f":"+IF(VLOOKUP(F234,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F234,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":7.0000000000000007E-2},0,{"$f":"+IF(VLOOKUP(F234,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F234,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":7.0000000000000007E-2}]
[null,null,null,null,150,"Mínimo cobro",null,null,15500,15750,null,{"$f":"#REF!=J235","v":{"$error":"#REF!"}},17350,null,null,15500,{"$f":"+'[2]TOTAL Aumento'!$Y$256","v":15750},"Incremento",17350]
[null,null,null,null,null,"Mayor o igual a 61 dias de mora",null,null,0.15,0.15,null,{"$f":"#REF!=J236","v":{"$error":"#REF!"}},0.15,null,null,{"$f":"+IF(VLOOKUP(F236,[4]Hoja1!$B$4:$G$448,3,FALSE)=0,\"Sin costo\",VLOOKUP(F236,[4]Hoja1!$B$4:$G$448,3,FALSE))","v":0.15},{"$f":"+IF(VLOOKUP(F236,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F236,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":0.15},0,{"$f":"+IF(VLOOKUP(F236,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F236,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":0.15}]
[null,null,null,null,151,"Mínimo cobro",null,null,17950,18250,null,{"$f":"#REF!=J237","v":{"$error":"#REF!"}},20100,null,null,17950,{"$f":"+'[2]TOTAL Aumento'!$Y$258","v":18250},"Incremento",20100]
[null,null,"12 En caso de que el valor calculado, teniendo en cuenta el porcentaje según los días de mora, sea inferior al mínimo cobro del rango, el valor a pagar por el cliente será el mínimo cobro que corresponda. El  mínimo cobro aplica siempre y cuando las sumas en mora sean mayores o iguales a $ 50,000 pesos.",null,null,null,null,null,null,null,null,{"$f":"#REF!=J238","v":{"$error":"#REF!"}},null,null,null,null,null,{"$f":"IF(Q238>#REF!,\"Incremento\",0)","v":{"$error":"#REF!"}}]
[null,null,"Gastos de cobranza Persona Jurídica 13",null,null,"21 a 30   días de mora",null,null,0.04,0.04,null,{"$f":"#REF!=J239","v":{"$error":"#REF!"}},0.04,null,null,0.04,{"$f":"+'[2]TOTAL Aumento'!$Y$261","v":0.04},0,0.04]
[null,null,null,null,null,"31 a 60   días de mora",null,null,0.06,0.06,null,{"$f":"#REF!=J240","v":{"$error":"#REF!"}},0.06,null,null,0.06,{"$f":"+'[2]TOTAL Aumento'!$Y$262","v":0.06},0,{"$f":"+IF(VLOOKUP(F240,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F240,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":0.06}]
[null,null,null,null,null,"61 a 90   días de mora",null,null,7.0000000000000007E-2,7.0000000000000007E-2,null,{"$f":"#REF!=J241","v":{"$error":"#REF!"}},7.0000000000000007E-2,null,null,7.0000000000000007E-2,{"$f":"+'[2]TOTAL Aumento'!$Y$263","v":7.0000000000000007E-2},0,{"$f":"+IF(VLOOKUP(F241,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F241,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":7.0000000000000007E-2}]
[null,null,null,null,null,"91 a 120 días de mora",null,null,0.08,0.08,null,{"$f":"#REF!=J242","v":{"$error":"#REF!"}},0.08,null,null,0.08,{"$f":"+'[2]TOTAL Aumento'!$Y$264","v":0.08},0,{"$f":"+IF(VLOOKUP(F242,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F242,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":0.08}]
[null,null,null,null,null,"Mayor o igual a 121 días de mora",null,null,0.1,0.1,null,{"$f":"#REF!=J243","v":{"$error":"#REF!"}},0.1,null,null,0.1,{"$f":"+'[2]TOTAL Aumento'!$Y$265","v":0.1},0,{"$f":"+IF(VLOOKUP(F243,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F243,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":0.1}]
[null,null,"13 No aplica para clientes con acuerdos privados o de ley. ",null,null,null,null,null,null,null,null,{"$f":"#REF!=J244","v":{"$error":"#REF!"}},"I",null,null,null,null,0]
[null,null,"Convenios",1,{"$f":"+D245&$M$244","v":"1I"},"Recaudos No Billers en Cajeros Electrónicos (Tarifa para la empresa recaudadora)",null,null,2600,2650,null,{"$f":"#REF!=J245","v":{"$error":"#REF!"}},{"$f":"+S245","v":2950},null,null,{"$f":"+IF(VLOOKUP(F245,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F245,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2600},{"$f":"+IF(VLOOKUP(F245,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F245,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2650},"Incremento",{"$f":"+IF(VLOOKUP(F245,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F245,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2950}]
[null,null,null,{"$f":"+D245+1","v":2},{"$f":"+D246&$M$244","v":"2I"},"Recaudos Punto Pago",null,null,5500,5590,null,{"$f":"#REF!=J246","v":{"$error":"#REF!"}},{"$f":"+S246","v":6150},null,null,{"$f":"+IF(VLOOKUP(F246,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F246,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":5500},{"$f":"+IF(VLOOKUP(F246,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F246,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":5590},"Incremento",{"$f":"+IF(VLOOKUP(F246,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F246,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":6150}]
[null,null,null,3,"3I","Recaudos en Canales Electrónicos",null,null,3500,3590,null,{"$f":"#REF!=J247","v":{"$error":"#REF!"}},3950,null,null,{"$f":"+IF(VLOOKUP(F247,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F247,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":3500},{"$f":"+IF(VLOOKUP(F247,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F247,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":3590},"Incremento",{"$f":"+IF(VLOOKUP(F247,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F247,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":3950}]
[null,null,null,4,"4I","Nómina y proveedores",null,null,5500,5600,null,{"$f":"#REF!=J248","v":{"$error":"#REF!"}},6150,null,null,{"$f":"+IF(VLOOKUP(F248,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F248,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":5500},{"$f":"+IF(VLOOKUP(F248,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F248,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":5600},"Incremento",{"$f":"+IF(VLOOKUP(F248,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F248,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":6150}]
[null,null,null,5,"5I","Recaudo Simple en Oficina",null,null,5500,5600,null,{"$f":"#REF!=J249","v":{"$error":"#REF!"}},6200,null,null,5500,{"$f":"+'[2]TOTAL Aumento'!$Y$274","v":5600},"Incremento",6200]
[null,null,null,{"$f":"+D249+1","v":6},"6I","Transferencias Empresariales ( Costo por cuenta asociada )",null,null,21600,21950,null,{"$f":"#REF!=J250","v":{"$error":"#REF!"}},24150,null,null,{"$f":"+IF(VLOOKUP(F250,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F250,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":21600},{"$f":"+IF(VLOOKUP(F250,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F250,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":21950},"Incremento",{"$f":"+IF(VLOOKUP(F250,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F250,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":24150}]
[null,null,null,null,"7I","Recaudo Con Gestión Administrativa",null,null,12900,null,null,null,14200,null,null,null,{"$f":"+#REF!","v":{"$error":"#REF!"}},{"$error":"#REF!"},{"$f":"+IF(VLOOKUP(F251,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F251,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":14200}]
[null,null,"J",null,null,null,null,null,null,null,null,{"$f":"#REF!=J252","v":{"$error":"#REF!"}},null,null,null,null,null,0]
[null,null,"Tarjeta Débito Plus",1,{"$f":"+D253&$C$252","v":"1J"},"Utilización Datafono",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J253","v":{"$error":"#REF!"}},{"$f":"+S253","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F253,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F253,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F253,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F253,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F253,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F253,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,{"$f":"+D253+1","v":2},{"$f":"+D254&$C$252","v":"2J"},"Recarga (Carga de la tarjeta - cobro realizado a la empresa con convenio) ",null,null,1950,2000,null,{"$f":"#REF!=J254","v":{"$error":"#REF!"}},{"$f":"+S254","v":2200},null,null,{"$f":"+IF(VLOOKUP(F254,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F254,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":1950},{"$f":"+IF(VLOOKUP(F254,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F254,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2000},"Incremento",{"$f":"+IF(VLOOKUP(F254,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F254,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2200}]
[null,null,null,3,{"$f":"+D255&$C$252","v":"3J"},"Retiro en Cajeros Red Aval",null,null,2250,2300,null,{"$f":"#REF!=J255","v":{"$error":"#REF!"}},2550,null,null,{"$f":"+IF(VLOOKUP(F255,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F255,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2250},{"$f":"+IF(VLOOKUP(F255,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F255,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2300},"Incremento",{"$f":"+IF(VLOOKUP(F255,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F255,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2550}]
[null,null,null,4,"4J","Emisión del plástico (cobro realizado a la empresa con convenio)",null,null,5100,5200,null,{"$f":"#REF!=J256","v":{"$error":"#REF!"}},5750,null,null,{"$f":"+IF(VLOOKUP(F256,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F256,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":5100},{"$f":"+IF(VLOOKUP(F256,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F256,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":5200},"Incremento",{"$f":"+IF(VLOOKUP(F256,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F256,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":5750}]
[null,null,null,5,"5J","Cuota de manejo",null,null,7200,7350,null,{"$f":"#REF!=J257","v":{"$error":"#REF!"}},8900,null,null,{"$f":"+IF(VLOOKUP(F257,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F257,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":7200},{"$f":"+IF(VLOOKUP(F257,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F257,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":7350},"Incremento",{"$f":"+IF(VLOOKUP(F257,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F257,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":8900}]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,{"$f":"#REF!=J258","v":{"$error":"#REF!"}},{"$f":"+M226","v":"A partir del 02 de Julio de 2024"},null,null,null,null,0]
[null,null,"CAMBIO APLICACIONES",null,null,null,null,null,"TARIFA","TARIFA",null,{"$f":"#REF!=J259","v":{"$error":"#REF!"}},"TARIFA",null,null,null,null,0]
[null,null,"Credivillas",1,{"$f":"+D260&$C$259","v":"1CAMBIO APLICACIONES"},"Simulación de Crédito Oficinas Tradicionales / Banca Preferente",null,null,23250,23600,null,{"$f":"#REF!=J260","v":{"$error":"#REF!"}},{"$f":"+S260","v":29900},null,null,{"$f":"+IF(VLOOKUP(F260,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F260,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":23250},{"$f":"+IF(VLOOKUP(F260,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F260,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":23600},"Incremento",29900]
[null,null,null,{"$f":"+D260+1","v":2},{"$f":"+D261&$C$259","v":"2CAMBIO APLICACIONES"},"Simulación de Crédito OCI (Oficinas de Crédito al Instante)",null,null,34600,35150,10,{"$f":"#REF!=J261","v":{"$error":"#REF!"}},{"$f":"+S261","v":38700},null,null,{"$f":"+IF(VLOOKUP(F261,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F261,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":34600},{"$f":"+IF(VLOOKUP(F261,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F261,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":35150},"Incremento",{"$f":"+IF(VLOOKUP(F261,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F261,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":38700}]
[null,null,null,3,{"$f":"+D262&$C$259","v":"3CAMBIO APLICACIONES"},"Estudio de Crédito Compra de Cartera",null,null,100750,102300,11,{"$f":"#REF!=J262","v":{"$error":"#REF!"}},112100,null,null,{"$f":"+IF(VLOOKUP(F262,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F262,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":100750},{"$f":"+IF(VLOOKUP(F262,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F262,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":102300},"Incremento",{"$f":"+IF(VLOOKUP(F262,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F262,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":112100}]
[null,null,null,4,"4CAMBIO APLICACIONES","Estudio de Crédito Libre Inversión",null,128005,110750,112500,12,{"$f":"#REF!=J263","v":{"$error":"#REF!"}},123750,null,null,{"$f":"+IF(VLOOKUP(F263,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F263,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":110750},{"$f":"+IF(VLOOKUP(F263,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F263,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":112500},"Incremento",{"$f":"+IF(VLOOKUP(F263,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F263,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":123750}]
[null,null,"Libranzas",5,"5CAMBIO APLICACIONES","Gastos de Documentación",null,null,58850,59900,14,{"$f":"#REF!=J264","v":{"$error":"#REF!"}},85000,null,null,58850,{"$f":"+IF(VLOOKUP(F264,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F264,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":59900},"Incremento",85000]
[null,null,null,6,"6CAMBIO APLICACIONES","Estudio de Crédito",null,null,155550,199000,13,{"$f":"#REF!=J265","v":{"$error":"#REF!"}},250000,null,null,{"$f":"+IF(VLOOKUP(F265,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F265,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":155550},{"$f":"+'[2]TOTAL Aumento'!$Y$293","v":199000},"Incremento",250000]
[null,null,"Otros Servicios",7,"7CAMBIO APLICACIONES","Certificaciones",null,101065,13100,13300,null,{"$f":"#REF!=J266","v":{"$error":"#REF!"}},14750,null,null,{"$f":"+IF(VLOOKUP(F266,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F266,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":13100},{"$f":"+IF(VLOOKUP(F266,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F266,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":13300},"Incremento",{"$f":"+IF(VLOOKUP(F266,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F266,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":14750}]
[null,null,null,8,"8CAMBIO APLICACIONES","Crédito educativo Desembolso con Cheque",null,null,27000,27450,null,{"$f":"#REF!=J267","v":{"$error":"#REF!"}},30200,null,null,{"$f":"+IF(VLOOKUP(F267,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F267,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":27000},{"$f":"+IF(VLOOKUP(F267,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F267,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":27450},"Incremento",{"$f":"+IF(VLOOKUP(F267,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F267,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":30200}]
[null,null,null,9,"9CAMBIO APLICACIONES","Crédito educativo Desembolso con Transferencia",null,null,29850,30300,null,{"$f":"#REF!=J268","v":{"$error":"#REF!"}},33350,null,null,{"$f":"+IF(VLOOKUP(F268,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F268,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":29850},{"$f":"+IF(VLOOKUP(F268,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F268,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":30300},"Incremento",{"$f":"+IF(VLOOKUP(F268,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F268,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":33350}]
[null,null,null,10,"10CAMBIO APLICACIONES","Desembolso con Cheque (cada uno)",null,null,36250,36900,15,{"$f":"#REF!=J269","v":{"$error":"#REF!"}},40450,null,null,{"$f":"+IF(VLOOKUP(F269,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F269,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":36250},{"$f":"+IF(VLOOKUP(F269,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F269,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":36900},"Incremento",{"$f":"+IF(VLOOKUP(F269,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F269,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":40450}]
[null,null,null,11,"11CAMBIO APLICACIONES","Desembolso con Transferencia (cada una)",null,null,32700,33200,null,{"$f":"#REF!=J270","v":{"$error":"#REF!"}},36550,null,null,{"$f":"+IF(VLOOKUP(F270,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F270,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":32700},{"$f":"+IF(VLOOKUP(F270,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F270,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":33200},"Incremento",{"$f":"+IF(VLOOKUP(F270,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F270,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":36550}]
[null,null,"Créditos de Vivienda",12,"12CAMBIO APLICACIONES","Certificaciones",null,101070,13100,13300,null,{"$f":"#REF!=J271","v":{"$error":"#REF!"}},14750,null,null,{"$f":"+IF(VLOOKUP(F271,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F271,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":13100},{"$f":"+IF(VLOOKUP(F271,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F271,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":13300},"Incremento",{"$f":"+IF(VLOOKUP(F271,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F271,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":14750}]
[null,null,null,13,"13CAMBIO APLICACIONES","Gastos de Documentación",null,null,58850,59900,null,{"$f":"#REF!=J272","v":{"$error":"#REF!"}},85000,null,null,58850,{"$f":"+IF(VLOOKUP(F272,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F272,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":59900},"Incremento",85000]
[null,null,null,14,"14CAMBIO APLICACIONES","Estudio de Créditos - VIS",null,null,110800,112500,null,{"$f":"#REF!=J273","v":{"$error":"#REF!"}},123300,null,null,{"$f":"+IF(VLOOKUP(F273,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F273,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":110800},{"$f":"+IF(VLOOKUP(F273,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F273,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":112500},"Incremento",{"$f":"+IF(VLOOKUP(F273,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F273,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":123300}]
[null,null,null,15,"15CAMBIO APLICACIONES","Levantamiento de hipoteca (elaboración de la minuta y otros)",null,130055,85200,86500,null,{"$f":"#REF!=J274","v":{"$error":"#REF!"}},97500,null,null,{"$f":"+IF(VLOOKUP(F274,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F274,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":85200},{"$f":"+IF(VLOOKUP(F274,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F274,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":86500},"Incremento",{"$f":"+IF(VLOOKUP(F274,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F274,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":97500}]
[null,null,null,16,"16CAMBIO APLICACIONES","Estudio de Créditos - No VIS",null,127010,179050,181750,null,{"$f":"#REF!=J275","v":{"$error":"#REF!"}},199950,null,null,{"$f":"+IF(VLOOKUP(F275,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F275,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":179050},{"$f":"+IF(VLOOKUP(F275,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F275,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":181750},"Incremento",{"$f":"+IF(VLOOKUP(F275,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F275,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":199950}]
[null,null,null,17,"17CAMBIO APLICACIONES","Estudio de títulos - Tarifa máxima",null,null,324550,329450,null,{"$f":"#REF!=J276","v":{"$error":"#REF!"}},362400,null,null,{"$f":"+IF(VLOOKUP(F276,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F276,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":324550},{"$f":"+IF(VLOOKUP(F276,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F276,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":329450},"Incremento",{"$f":"+IF(VLOOKUP(F276,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F276,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":362400}]
["REPORTAR POR CORREO",null,"Garantías Mobiliarias ",1,{"$f":"+D277&$A$277","v":"1REPORTAR POR CORREO"},"Preregistro de garantía (vehículos)",null,null,10800,11000,null,{"$f":"#REF!=J277","v":{"$error":"#REF!"}},12100,null,null,{"$f":"+IF(VLOOKUP(F277,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F277,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":10800},{"$f":"+IF(VLOOKUP(F277,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F277,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":11000},"Incremento",12100]
[null,null,null,{"$f":"+D277+1","v":2},{"$f":"+D278&$A$277","v":"2REPORTAR POR CORREO"},"Preregistro de levantamiento de garantía",null,null,10800,11000,null,{"$f":"#REF!=J278","v":{"$error":"#REF!"}},12100,null,null,{"$f":"+IF(VLOOKUP(F278,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F278,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":10800},{"$f":"+IF(VLOOKUP(F278,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F278,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":11000},"Incremento",12100]
[null,null,null,3,{"$f":"+D279&$A$277","v":"3REPORTAR POR CORREO"},"Cancelación de la prenda (Vehículos)",null,null,14450,14700,null,{"$f":"#REF!=J279","v":{"$error":"#REF!"}},16200,null,null,{"$f":"+IF(VLOOKUP(F279,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F279,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":14450},{"$f":"+IF(VLOOKUP(F279,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F279,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":14700},"Incremento",16200]
[null,null,null,4,"4REPORTAR POR CORREO","Modificación de garantía",null,null,50150,50950,null,{"$f":"#REF!=J280","v":{"$error":"#REF!"}},56050,null,null,{"$f":"+IF(VLOOKUP(F280,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F280,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":50150},{"$f":"+IF(VLOOKUP(F280,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F280,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":50950},"Incremento",56050]
[null,null,null,5,"5REPORTAR POR CORREO","Registro de garantía (Vehículos)",null,null,50150,50950,null,{"$f":"#REF!=J281","v":{"$error":"#REF!"}},56050,null,null,{"$f":"+IF(VLOOKUP(F281,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F281,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":50150},{"$f":"+IF(VLOOKUP(F281,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F281,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":50950},"Incremento",56050]
[null,null,null,6,"6REPORTAR POR CORREO","Tarifa única (registro y cancelación)",null,null,63200,64150,null,{"$f":"#REF!=J282","v":{"$error":"#REF!"}},70600,null,null,{"$f":"+IF(VLOOKUP(F282,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F282,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":63200},{"$f":"+IF(VLOOKUP(F282,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F282,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":64150},"Incremento",70600]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,{"$f":"#REF!=J283","v":{"$error":"#REF!"}},{"$f":"+M258","v":"A partir del 02 de Julio de 2024"},null,null,null,null,{"$f":"IF(Q283>#REF!,\"Incremento\",0)","v":{"$error":"#REF!"}}]
[null,null,"K",null,null,null,null,null,"TARIFA","TARIFA",null,{"$f":"#REF!=J284","v":{"$error":"#REF!"}},"TARIFA",null,null,null,null,{"$f":"IF(Q284>#REF!,\"Incremento\",0)","v":{"$error":"#REF!"}}]
[null,null,"Cuenta Móvil y \nCuenta Corriente \ncon Paquetes: \nMóvil  3\nMóvil 7\nMóvil 10 14",1,{"$f":"+D285&$C$284","v":"1K"},"Pago de servicios por Audiovillas",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J285","v":{"$error":"#REF!"}},{"$f":"+S285","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F285,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F285,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F285,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F285,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},{"$f":"IF(Q285>P285,\"Incremento\",0)","v":0},{"$f":"+IF(VLOOKUP(F285,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F285,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,{"$f":"+D285+1","v":2},{"$f":"+D286&$C$284","v":"2K"},"Pago de servicios por Cajeros Red Aval",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J286","v":{"$error":"#REF!"}},{"$f":"+S286","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F286,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F286,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F286,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F286,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F286,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F286,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,3,{"$f":"+D287&$C$284","v":"3K"},"Consultas de Saldo y Extractos por Internet",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J287","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F287,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F287,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F287,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F287,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F287,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F287,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,4,"4K","Pago de servicios por Internet",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J288","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F288,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F288,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F288,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F288,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F288,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F288,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,5,"5K","Consultas Audiovillas  ( Saldo y últimos cinco movimientos )",null,null,2000,2050,null,{"$f":"#REF!=J289","v":{"$error":"#REF!"}},2300,null,null,{"$f":"+IF(VLOOKUP(F289,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F289,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2000},{"$f":"+IF(VLOOKUP(F289,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F289,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2050},"Incremento",{"$f":"+IF(VLOOKUP(F289,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F289,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2300}]
[null,null,null,6,"6K","Consultas en Cajeros Red Aval ( Saldo y últimos cinco movimientos )",null,null,2300,2350,null,{"$f":"#REF!=J290","v":{"$error":"#REF!"}},2600,null,null,{"$f":"+IF(VLOOKUP(F290,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F290,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2300},{"$f":"+IF(VLOOKUP(F290,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F290,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2350},"Incremento",{"$f":"+IF(VLOOKUP(F290,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F290,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2600}]
[null,null,null,7,"7K","Retiro Adicional en Cajeros Red Aval de cualquier Banco Grupo AVAL",null,null,3250,3300,16,{"$f":"#REF!=J291","v":{"$error":"#REF!"}},3950,null,null,{"$f":"+IF(VLOOKUP(F291,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F291,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":3250},{"$f":"+IF(VLOOKUP(F291,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F291,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":3300},"Incremento",{"$f":"+IF(VLOOKUP(F291,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F291,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":3950}]
[null,null,null,8,"8K","Consultas saldo oficinas AV Villas",null,null,3900,4000,null,{"$f":"#REF!=J292","v":{"$error":"#REF!"}},4400,null,null,{"$f":"+IF(VLOOKUP(F292,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F292,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":3900},{"$f":"+IF(VLOOKUP(F292,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F292,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":4000},"Incremento",{"$f":"+IF(VLOOKUP(F292,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F292,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":4400}]
[null,null,null,9,"9K","Retiro Adicional en oficinas AVVILLAS de la ciudad radicadora de la cuenta ",null,null,7350,7500,null,{"$f":"#REF!=J293","v":{"$error":"#REF!"}},8250,null,null,{"$f":"+IF(VLOOKUP(F293,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F293,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":7350},{"$f":"+IF(VLOOKUP(F293,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F293,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":7500},"Incremento",{"$f":"+IF(VLOOKUP(F293,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F293,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":8250}]
[null,null,null,10,"10K","Móvil 3: Cuota Manejo Mensual + 2 retiros en Cajeros Red Aval + 1 Retiro en Oficina AV Villas",null,null,17700,17900,null,{"$f":"#REF!=J294","v":{"$error":"#REF!"}},19850,null,null,{"$f":"+IF(VLOOKUP(F294,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F294,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F294,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F294,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},19850]
[null,null,null,11,"11K","Móvil 7: Cuota Manejo Mensual + 6 retiros en Cajeros Red Aval + 1 Retiro en Oficina AV Villas",null,null,23200,23550,null,{"$f":"#REF!=J295","v":{"$error":"#REF!"}},25950,null,null,{"$f":"+IF(VLOOKUP(F295,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F295,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F295,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F295,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},25950]
[null,null,null,12,"12K","Móvil 10: Cuota Manejo Mensual + 9 retiros en Cajeros Red Aval+ 1 Retiro en Oficina AV Villas",null,135025,26950,27400,null,{"$f":"#REF!=J296","v":{"$error":"#REF!"}},30150,null,null,{"$f":"+IF(VLOOKUP(F296,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F296,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F296,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F296,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},30150]
[null,null,"14 Las transacciones no incluidas en el paquete aplican las tarifas vigentes de cada servicio con excepcion del retiro adicional en cajeros red aval al cual aplica la tarifa publicada de retiro adicional en cajeros red aval y el retiro adicional en oficinas al cual aplica la tarifa de retiro adicional en oficinas Av Villas de la ciudad radicadora de la cuenta",null,null,null,null,null,null,null,null,{"$f":"#REF!=J297","v":{"$error":"#REF!"}},null,null,null,null,null,0]
[null,null,"L",null,null,null,null,null,null,null,null,{"$f":"#REF!=J298","v":{"$error":"#REF!"}},null,null,null,null,null,0]
[null,null,"Paquete Básico 15",1,{"$f":"+D299&$C$298","v":"1L"},"Entrega de tarjeta débito (Únicamente la inicial)",null,null,"Sin costo",17324,null,{"$f":"#REF!=J299","v":{"$error":"#REF!"}},{"$f":"+S299","v":19100},null,null,{"$f":"+IF(VLOOKUP(F299,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F299,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F299,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F299,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"+IF(VLOOKUP(F299,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F299,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19100}]
[null,null,null,{"$f":"+D299+1","v":2},{"$f":"+D300&$C$298","v":"2L"},"Seis (6) Retiros en cajeros propios por mes",null,null,2200,null,null,{"$f":"#REF!=J300","v":{"$error":"#REF!"}},null,null,null,{"$f":"+IF(VLOOKUP(F300,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F300,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F300,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F300,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"+IF(VLOOKUP(F300,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F300,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19100}]
[null,null,null,3,{"$f":"+D301&$C$298","v":"3L"},"Transferencias ilimitadas a otra entidad via transfiya en App AV Villas por mes",null,null,2350,null,null,{"$f":"#REF!=J301","v":{"$error":"#REF!"}},null,null,null,{"$f":"+IF(VLOOKUP(F301,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F301,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F301,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F301,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"+IF(VLOOKUP(F301,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F301,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19100}]
[null,null,null,4,"4L","Transferencias ilimitadas a cuentas AV Villas en App AV Villas por mes",null,null,7500,null,null,{"$f":"#REF!=J302","v":{"$error":"#REF!"}},null,null,null,{"$f":"+IF(VLOOKUP(F302,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F302,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F302,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F302,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"+IF(VLOOKUP(F302,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F302,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":19100}]
[null,null,null,5,"5L","Dos (2) Retiro por corresponsales bancarios por mes",null,null,22850,4400,null,{"$f":"#REF!=J303","v":{"$error":"#REF!"}},{"$f":"+S303","v":4850},null,null,{"$f":"+IF(VLOOKUP(F303,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F303,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F303,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F303,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"+IF(VLOOKUP(F303,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F303,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":4850}]
[null,null,null,6,"6L","VALOR PAQUETE  BASICO",null,null,null,21724,null,{"$f":"#REF!=J304","v":{"$error":"#REF!"}},23950,null,null,{"$f":"+IF(VLOOKUP(F304,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F304,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":{"$error":"#N/A"}},{"$f":"+IF(VLOOKUP(F304,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F304,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"+IF(VLOOKUP(F304,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F304,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":23900}]
[null,null,"15 Las transacciones no incluidas en el paquete aplican las tarifas vigentes de cada servicio.",null,null,null,null,null,null,null,null,{"$f":"#REF!=J305","v":{"$error":"#REF!"}},"M",null,null,null,null,0]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,null,{"$f":"+M283","v":"A partir del 02 de Julio de 2024"},null,null,null,null,0]
[null,null,"Operaciones en Corresponsales Bancarios (CB)",1,{"$f":"+D307&$M$305","v":"1M"},"Depósitos Nacionales Cuentas Transfer ",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J307","v":{"$error":"#REF!"}},{"$f":"+S307","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F307,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F307,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F307,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F307,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F307,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F307,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,{"$f":"+D307+1","v":2},{"$f":"+D308&$M$305","v":"2M"},"Consulta de Saldo en CB",null,null,2200,2250,null,{"$f":"#REF!=J308","v":{"$error":"#REF!"}},{"$f":"+S308","v":2500},null,null,{"$f":"+IF(VLOOKUP(F308,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F308,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2200},{"$f":"+IF(VLOOKUP(F308,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F308,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2250},"Incremento",{"$f":"+IF(VLOOKUP(F308,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F308,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2500}]
[null,null,null,3,"3M","Retiro en Efectivo con Tarjeta Débito en CB",null,null,2200,2250,null,{"$f":"#REF!=J309","v":{"$error":"#REF!"}},2990,null,null,{"$f":"+IF(VLOOKUP(F309,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F309,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2200},{"$f":"+IF(VLOOKUP(F309,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F309,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2250},"Incremento",{"$f":"+IF(VLOOKUP(F309,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F309,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2990}]
[null,null,null,4,"4M","Retiro en Efectivo con Clave Temporal en CB",null,null,2200,2250,null,{"$f":"#REF!=J310","v":{"$error":"#REF!"}},2500,null,null,{"$f":"+IF(VLOOKUP(F310,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F310,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2200},{"$f":"+IF(VLOOKUP(F310,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F310,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2250},"Incremento",{"$f":"+IF(VLOOKUP(F310,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F310,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2500}]
[null,null,null,5,"5M","Giro en Efectivo con Clave Temporal en CB",null,null,2200,2250,null,{"$f":"#REF!=J311","v":{"$error":"#REF!"}},2500,null,null,{"$f":"+IF(VLOOKUP(F311,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F311,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2200},{"$f":"+IF(VLOOKUP(F311,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F311,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2250},"Incremento",{"$f":"+IF(VLOOKUP(F311,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F311,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2500}]
[null,null,null,6,"6M","Transferencias entre cuentas Aval por CB",null,null,2200,2250,null,{"$f":"#REF!=J312","v":{"$error":"#REF!"}},2500,null,null,{"$f":"+IF(VLOOKUP(F312,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F312,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2200},{"$f":"+IF(VLOOKUP(F312,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F312,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2250},"Incremento",{"$f":"+IF(VLOOKUP(F312,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F312,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2500}]
[null,null,null,7,"7M","Pagos de Servicios Públicos en CB con Tarjeta Débito",null,null,2200,2250,null,{"$f":"#REF!=J313","v":{"$error":"#REF!"}},2500,null,null,{"$f":"+IF(VLOOKUP(F313,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F313,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2200},{"$f":"+IF(VLOOKUP(F313,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F313,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2250},"Incremento",{"$f":"+IF(VLOOKUP(F313,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F313,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2500}]
[null,null,null,8,"8M","Depósitos Nacionales Cuentas Ahorro y Corriente*",null,null,9350,9350,17,{"$f":"#REF!=J314","v":{"$error":"#REF!"}},10250,null,null,{"$f":"+IF(VLOOKUP(F314,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F314,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":9350},{"$f":"+IF(VLOOKUP(F314,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F314,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":9350},0,{"$f":"+IF(VLOOKUP(F314,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F314,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":10250}]
[null,null,"*Para cuentas/depositos Digitales sin cobro",null,null,null,null,null,null,null,null,{"$f":"#REF!=J315","v":{"$error":"#REF!"}},"N",null,null,null,null,0]
[null,null,"Operaciones en \nBanca Móvil",1,{"$f":"+D316&$M$315","v":"1N"},"Pago de obligaciones AV Villas y AVAL (Crèditos) y servicios públicos y privados",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J316","v":{"$error":"#REF!"}},{"$f":"+S316","v":"Sin costo"},null,null,"Sin costo","Sin costo",0,"Sin costo"]
[null,null,null,{"$f":"+D316+1","v":2},{"$f":"+D317&$M$315","v":"2N"},"Pago de Impuestos",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J317","v":{"$error":"#REF!"}},{"$f":"+S317","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F317,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F317,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F317,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F317,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F317,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F317,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,3,"3N","Pago de Planilla Asistida - PILA",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J318","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F318,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F318,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F318,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F318,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F318,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F318,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,4,"4N","Pago de tarjeta de crédito AV Villas, AVAL y Otras entidades",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J319","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F319,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F319,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F319,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F319,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F319,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F319,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,5,"5N","Pagos dirigido a tarjetas y rotativos",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J320","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F320,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F320,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F320,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F320,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F320,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F320,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,6,"6N","Cambio de plazo de cuotas de un consumo de tarjeta crédito",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J321","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F321,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F321,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F321,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F321,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F321,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F321,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,7,"7N","Recarga de minutos a celular",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J322","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F322,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F322,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F322,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F322,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F322,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F322,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,8,"8N","Generación de clave para compra SIN tarjeta ",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J323","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F323,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F323,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F323,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F323,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F323,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F323,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,9,"9N","Generación de clave para retiros SIN tarjeta16",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J324","v":{"$error":"#REF!"}},"Sin costo",null,null,"Sin costo","Sin costo",0,"Sin costo"]
[null,null,null,10,"10N","Transferencias a celular 12",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J325","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F325,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F325,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F325,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F325,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F325,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F325,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,18,"18N","Pagos con QR",null,null,null,"Sin costo",null,null,"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F325,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F325,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F325,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F326,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,"Sin costo"]
[null,null,null,19,"19N","Recibir Pagos desde QR Banco Grupo Aval (Comercios)",null,null,null,null,null,null,{"$f":"+S327","v":"Sin costo"},null,null,null,null,null,"Sin costo"]
[null,null,null,20,"20N","Recibir Pagos desde QR Otros Bancos (Comercios)",null,null,null,null,null,null,588]
[null,null,null,21,"21N","Entrega QR físico en comercio**",null,null,null,null,null,null,"Sin costo"]
[null,null,null,22,"22N","Solicitud QR físico adicional o entrega fallida en comercio",null,null,null,null,null,null,18928]
[null,null,null,{"$f":"+D325+1","v":11},"11N","Consulta de saldo (a partir de la tercera al mes. Aplica para SIM y JAVA)*",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J331","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F331,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F331,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F331,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F331,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F331,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F331,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,12,"12N","Transferencias a productos asociados AV Villas y AVAL*",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J332","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F332,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F332,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F332,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F332,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F332,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F332,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,13,"13N","Transferencias a productos NO asociados AV Villas*",null,null,850,900,null,{"$f":"#REF!=J333","v":{"$error":"#REF!"}},1000,null,null,{"$f":"+IF(VLOOKUP(F333,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F333,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":850},{"$f":"+IF(VLOOKUP(F333,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F333,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":900},"Incremento",{"$f":"+IF(VLOOKUP(F333,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F333,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":1000}]
[null,null,null,14,"14N","Generación OTP para avances SIN tarjeta crédito",null,null,850,900,null,{"$f":"#REF!=J334","v":{"$error":"#REF!"}},1000,null,null,{"$f":"+IF(VLOOKUP(F334,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F334,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":850},{"$f":"+IF(VLOOKUP(F334,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F334,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":900},"Incremento",{"$f":"+IF(VLOOKUP(F334,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F334,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":1000}]
[null,null,null,15,"15N","Generación de clave para retiros SIN tarjeta debitó*",null,null,3200,3250,null,{"$f":"#REF!=J335","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F335,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F335,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":3200},{"$f":"+IF(VLOOKUP(F335,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F335,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":3250},"Incremento",{"$f":"+IF(VLOOKUP(F335,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F335,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,16,"16N","Generación de clave temporal para Giro sin tarjeta débito*",null,null,4800,4900,18,{"$f":"#REF!=J336","v":{"$error":"#REF!"}},5400,null,null,{"$f":"+IF(VLOOKUP(F336,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F336,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":4800},{"$f":"+IF(VLOOKUP(F336,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F336,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":4900},"Incremento",{"$f":"+IF(VLOOKUP(F336,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F336,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":5400}]
[null,null,null,17,"17N","Avance tarjeta de crédito a cuenta AV Villas",null,null,6250,6350,null,{"$f":"#REF!=J337","v":{"$error":"#REF!"}},7000,null,null,{"$f":"+IF(VLOOKUP(F337,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F337,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":6250},{"$f":"+IF(VLOOKUP(F337,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F337,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":6350},"Incremento",{"$f":"+IF(VLOOKUP(F337,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F337,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":7000}]
[null,null,"16 Aplica para retiros que se realicen en cajeros del Banco AV Villas y para titulares de Cuenta Móvil. Siempre y cuando el retiro sea realizado por el titular de la cuenta.",null,null,null,null,null,null,null,null,{"$f":"#REF!=J338","v":{"$error":"#REF!"}}]
[null,null,"17 Aplica para transferencias a banco Av Villas y a cualquier banco AVAL incluido dale!",null,null,null,null,null,null,null,null,{"$f":"#REF!=J339","v":{"$error":"#REF!"}}]
[null,null,"*Para cuentas/depositos Digitales sin cobro"]
[null,null,"**Ambas tarifas aplica hasta el 30 de abril 2024 a partir del 1 de mayo 2024 tendrá costo de 18.928 + IVA.",null,null,null,null,null,null,null,null,null,"P"]
[null,null,"TARIFAS PRODUCTOS Y SERVICIOS BANCARIOS",null,null,null,null,null,"A partir del 13 de Marzo de 2023","A partir del 01 de Diciembre de 2023",null,null,{"$f":"+M306","v":"A partir del 02 de Julio de 2024"}]
[null,null,"Transferencias ACH a través de canales digitales*",1,{"$f":"+D343&$M$341","v":"1P"},"$0 - $250.000",null,null,4450,4550,null,null,{"$f":"+S343","v":5050},null,null,4450,4550,{"$f":"IF(Q343>P343,\"Incremento\",0)","v":"Incremento"},5050]
[null,null,null,{"$f":"+D343+1","v":2},{"$f":"+D344&$M$341","v":"2P"},"$250.001 - $500.000",null,null,5750,5850,null,null,{"$f":"+S344","v":6450},null,null,5750,5850,"Incremento",6450]
[null,null,null,3,"3P","$500.001 - $1.000.000",null,null,6350,6450,null,null,7100,null,null,6350,6450,"Incremento",7100]
[null,null,null,4,"4P","$1.000.001 - $5.000.000",null,null,6950,7100,null,null,7850,null,null,6950,7100,"Incremento",7850]
[null,null,null,5,"5P","Mayor a $5.000.000",null,null,9300,9450,null,null,10400,null,null,9300,9450,"Incremento",10400]
[null,null,"Transfiya",6,"6P","App personas",null,null,"Sin costo","Sin costo",null,null,790,null,null,"Sin costo","Sin costo",0,790]
[null,null,"*Aplica para los canales de Internet y BancaMóvil adicionalmente No aplica cobro para cuentas y depósitos digitales"]
[null,null,null,null,null,null,null,null,null,null,null,null,"O"]
[null,null,"DEPOSITO DE BAJO MONTO**",1,{"$f":"+D351&$M$350","v":"1O"},"Pago de Planilla Asistida - PILA",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J351","v":{"$error":"#REF!"}},{"$f":"+S351","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F351,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F351,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F351,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F351,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},{"$f":"IF(Q351>P351,\"Incremento\",0)","v":0},{"$f":"+IF(VLOOKUP(F351,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F351,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,{"$f":"+D351+1","v":2},{"$f":"+D352&$M$350","v":"2O"},"Depósito de efectivo a cuenta digital",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J352","v":{"$error":"#REF!"}},{"$f":"+S352","v":"Sin costo"},null,null,{"$f":"+IF(VLOOKUP(F352,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F352,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F352,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F352,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F352,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F352,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,3,"3O","Pago de factura Claro y Recarga de Celular Prepago Claro",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J353","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F353,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F353,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F353,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F353,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F353,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F353,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,4,"4O","Depósito Nacionales Cuentas Ahorro y Corriente",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J354","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F354,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F354,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F354,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F354,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F354,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F354,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,5,"5O","Consulta de Saldo",null,null,450,500,null,{"$f":"#REF!=J355","v":{"$error":"#REF!"}},550,null,null,{"$f":"+IF(VLOOKUP(F355,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F355,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":450},{"$f":"+IF(VLOOKUP(F355,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F355,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":500},"Incremento",{"$f":"+IF(VLOOKUP(F355,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F355,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":550}]
[null,null,null,6,"6O","Pago de Servicios Públicos y/o Privados",null,null,450,500,null,{"$f":"#REF!=J356","v":{"$error":"#REF!"}},550,null,null,{"$f":"+IF(VLOOKUP(F356,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F356,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":450},{"$f":"+IF(VLOOKUP(F356,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F356,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":500},"Incremento",{"$f":"+IF(VLOOKUP(F356,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F356,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":550}]
[null,null,null,7,"7O","Transferencia a cuenta digital AV Villas o AVAL",null,null,450,500,null,{"$f":"#REF!=J357","v":{"$error":"#REF!"}},550,null,null,{"$f":"+IF(VLOOKUP(F357,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F357,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":450},{"$f":"+IF(VLOOKUP(F357,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F357,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":500},"Incremento",{"$f":"+IF(VLOOKUP(F357,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F357,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":550}]
[null,null,null,8,"8O","Transferencia cuenta digital a celular",null,null,450,500,null,{"$f":"#REF!=J358","v":{"$error":"#REF!"}},550,null,null,{"$f":"+IF(VLOOKUP(F358,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F358,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":450},{"$f":"+IF(VLOOKUP(F358,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F358,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":500},"Incremento",{"$f":"+IF(VLOOKUP(F358,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F358,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":550}]
[null,null,null,9,"9O","Generación de Clave Temporal para Retiro en Cajeros Red Aval o Corresponsal Bancario de Red Cerca",null,null,450,500,null,{"$f":"#REF!=J359","v":{"$error":"#REF!"}},550,null,null,{"$f":"+IF(VLOOKUP(F359,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F359,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":450},{"$f":"+IF(VLOOKUP(F359,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F359,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":500},"Incremento",{"$f":"+IF(VLOOKUP(F359,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F359,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":550}]
[null,null,null,10,"10O","Generación de Clave Temporal para Giro en Cajeros Red Aval o Corresponsal Bancario de Red Cerca",null,null,450,500,null,{"$f":"#REF!=J360","v":{"$error":"#REF!"}},550,null,null,{"$f":"+IF(VLOOKUP(F360,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F360,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":450},{"$f":"+IF(VLOOKUP(F360,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F360,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":500},"Incremento",{"$f":"+IF(VLOOKUP(F360,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F360,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":550}]
[null,null,null,11,"11O","Pago de Impuestos",null,null,"Sin costo","Sin costo",null,{"$f":"#REF!=J361","v":{"$error":"#REF!"}},"Sin costo",null,null,{"$f":"+IF(VLOOKUP(F361,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F361,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":"Sin costo"},{"$f":"+IF(VLOOKUP(F361,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F361,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":"Sin costo"},0,{"$f":"+IF(VLOOKUP(F361,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F361,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":"Sin costo"}]
[null,null,null,12,"12O","Retiro en Cajeros Red Aval",null,null,1350,2300,null,{"$f":"#REF!=J362","v":{"$error":"#REF!"}},2550,null,null,1350,{"$f":"+IF(VLOOKUP(F362,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F362,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2300},"Incremento",{"$f":"+IF(VLOOKUP(F362,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F362,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2550}]
[null,null,null,13,"13O","Retiro en Corresponsales Bancarios de Red Cerca, Fullcarga y Éxito.",null,null,1350,1400,null,{"$f":"#REF!=J363","v":{"$error":"#REF!"}},1550,null,null,{"$f":"+IF(VLOOKUP(F363,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F363,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":1350},{"$f":"+IF(VLOOKUP(F363,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F363,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":1400},"Incremento",{"$f":"+IF(VLOOKUP(F363,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F363,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":1550}]
[null,null,null,14,"14O","Giro en Corresponsales Bancarios de Red Cerca, Fullcarga y Éxito.",null,null,1350,1400,null,{"$f":"#REF!=J364","v":{"$error":"#REF!"}},1550,null,null,{"$f":"+IF(VLOOKUP(F364,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F364,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":1350},{"$f":"+IF(VLOOKUP(F364,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F364,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":1400},"Incremento",{"$f":"+IF(VLOOKUP(F364,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F364,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":1550}]
[null,null,null,15,"15O","Retiro en Corresponsales Bancarios Claro",null,null,2200,2250,null,{"$f":"#REF!=J365","v":{"$error":"#REF!"}},2500,null,null,{"$f":"+IF(VLOOKUP(F365,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F365,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2200},{"$f":"+IF(VLOOKUP(F365,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F365,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2250},"Incremento",{"$f":"+IF(VLOOKUP(F365,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F365,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2500}]
[null,null,null,16,"16O","Giro en Corresponsales Bancarios Claro",null,null,2200,2250,null,{"$f":"#REF!=J366","v":{"$error":"#REF!"}},2500,null,null,{"$f":"+IF(VLOOKUP(F366,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F366,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2200},{"$f":"+IF(VLOOKUP(F366,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F366,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2250},"Incremento",{"$f":"+IF(VLOOKUP(F366,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F366,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2500}]
[null,null,null,17,"17O","Retiro en Efectivo en Oficinas AV VILLAS",null,null,2200,2250,null,{"$f":"#REF!=J367","v":{"$error":"#REF!"}},2500,null,null,{"$f":"+IF(VLOOKUP(F367,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE)=0,\"Sin costo\",VLOOKUP(F367,'[1]TOTAL Aumento'!$H$15:$X$504,16,FALSE))","v":2200},{"$f":"+IF(VLOOKUP(F367,'[2]TOTAL Aumento'!$H$15:$AE$472,18,FALSE)=0,\"Sin costo\",VLOOKUP(F367,'[2]TOTAL Aumento'!$H$15:$Z$472,18,FALSE))","v":2250},"Incremento",{"$f":"+IF(VLOOKUP(F367,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE)=0,\"Sin costo\",VLOOKUP(F367,'[3]tarifas 2024'!$H$15:$W$386,16,FALSE))","v":2500}]
[null,null,"**Antes llamadas CAES y CATS"]
[null,null,"Las tarifas se encuentran publicadas sin incluir el  IVA. Este valor sera cobrado en cada facturación de acuerdo con lo establecido en la Ley."]
[null,null,"CONOZCA LAS TARIFAS QUE REGIRÁN A PARTIR DEL 02 Julio de 2024\nDando cumplimiento al Decreto 4809/11 se informa que el Banco AV Villas modificará a partir del 02 Julio de 2024, las tarifas de algunos de sus productos y servicios.\nEn el evento en que el cliente no esté de acuerdo con la modificación propuesta podrá comunicarlo a través de cualquiera de nuestros canales dentro del término de 45 días siguientes a esta notificación, esto es desde el 18 de Mayo de 2024 hasta el 01 Julio de 2024, y terminar su contrato sin que haya penalidad alguna. Sin embargo, esta decisión no exime al cliente del pago de los saldos por pagar a favor del Banco. Si dentro del plazo anterior no se manifiesta inconformidad, se entenderá su aceptación de las nuevas tarifas."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2024-03-20"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"+O371+45","v":"2024-05-04"}]

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[]
[]
["LINEA DE CRÉDITO","ASOCIACIÓN DE GARANTÍA HIPOTECARIA","TIPO DE SEGURO","ASEGURADORA","NIT","VIGENCIA DE LOS FACTORES",null,"VALOR ASEGURADO \n(BASE DE LIQUIDACIÓN)","CONDICIONES DE COBRO","TASA MENSUAL EN % POR RANGOS DE EDAD PARA COBRO DE SEGURO DE VIDA"]
[null,null,null,null,null,"DESDE","HASTA",null,null,"De 18 a 50 años","De 51 a 60 años","De 61 a 70 años","De 71 a 75 años","De 76 a 80 años","Desde 81 años"]
["Hipotecario largo plazo","CON garantía hipotecaria","Vida deudores","Axa Colpatria Seguros de Vida","860002183-9","2023-11-01","2025-11-01","Saldo de deuda","Créditos nuevos y antiguos hasta con una mora máxima de 5 cuotas",4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2]
["Empresarial y comercial","CON garantía hipotecaria","Vida deudores","Axa Colpatria Seguros de Vida","860002183-9","2023-11-01","2025-11-01","Saldo de deuda","Créditos nuevos y antiguos hasta con una mora máxima de 2 cuotas",4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2]
["Consumo con garantía hipotecaria","CON garantía hipotecaria","Vida deudores","Axa Colpatria Seguros de Vida","860002183-9","2023-11-01","2025-11-01","Monto del desembolso","Créditos radicados desde la fecha de inicio de vigencia hasta con una mora máxima de 2 cuotas.  Los créditos radicados con anterioridad, conservan el factor con el cual se realizó el desembolso",4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2,4.1000000000000002E-2]
["Hipotecario largo plazo","SIN garantía hipotecaria","Vida deudores","Seguros de Vida Alfa","860503617-3","2023-05-01","2024-05-01","Saldo de deuda","Créditos nuevos y antiguos hasta con una mora máxima de 5 cuotas",6.9499999999999992E-2,8.9900000000000008E-2,9.2799999999999994E-2,0.27139999999999997,0.65179999999999993,1.0725]
["Empresarial y comercial","SIN garantía hipotecaria","Vida deudores","Seguros de Vida Alfa","860503617-3","2023-05-01","2024-05-01","Saldo de deuda","Créditos nuevos y antiguos hasta con una mora máxima de 2 cuotas",6.9499999999999992E-2,8.9900000000000008E-2,9.2799999999999994E-2,0.27139999999999997,0.65179999999999993,1.0725]
["Consumo","SIN garantía hipotecaria","Vida deudores","Seguros de Vida Alfa","860503617-3","2023-05-01","2024-05-01","Monto del desembolso","Créditos radicados desde la fecha de inicio de vigencia hasta con una mora máxima de 2 cuotas.  Los créditos radicados con anterioridad, conservan el factor con el cual se realizó el desembolso",6.9499999999999992E-2,8.9900000000000008E-2,9.2799999999999994E-2,0.27139999999999997,0.65179999999999993,1.0725,{"$f":"+AVERAGE(J10:O10)/100","v":3.7464999999999994E-3}]
["Libranza","SIN garantía hipotecaria","Vida deudores","Seguros de Vida Alfa","860503617-3","2023-05-01","2024-05-01","Monto del desembolso","Créditos radicados desde la fecha de inicio de vigencia hasta con una mora máxima de 2 cuotas.  Los créditos radicados con anterioridad, conservan el factor con el cual se realizó el desembolso",6.9499999999999992E-2,8.9900000000000008E-2,9.2799999999999994E-2,0.27139999999999997,0.65179999999999993,1.0725]
[]
["LINEA DE CRÉDITO","ASOCIACIÓN DE GARANTÍA HIPOTECARIA","TIPO DE SEGURO","ASEGURADORA","NIT","VIGENCIA DE LOS FACTORES",null,"VALOR ASEGURADO \n","CONDICIONES DE COBRO","TASA MENSUAL EN % PARA COBRO DE SEGURO DE INCENDIO Y TERREMOTO"]
[null,null,null,null,null,"DESDE","HASTA"]
["Todas las líneas","CON garantía hipotecaria","Incendio","Seguros Alfa S.A.","860031979-8","2023-11-01","2025-11-01","Valor destructible del inmueble\n","Créditos nuevos y antiguos con cualquier altura de mora",6.4999999999999997E-4,null,null,null,null,null,{"$f":"+J15/100","v":6.4999999999999996E-6}]
["Todas las líneas","CON garantía hipotecaria","Terremoto","Seguros Alfa S.A.","860031979-8","2023-11-01","2025-11-01","Valor destructible del inmueble\n","Créditos nuevos y antiguos con cualquier altura de mora",1.235E-2,null,null,null,null,null,{"$f":"+J16/100","v":1.2349999999999999E-4}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(P15:P16)","v":1.2999999999999999E-4}]
["TIPO DE TARJETA","ASOCIACIÓN DE GARANTÍA HIPOTECARIA","TIPO DE SEGURO","ASEGURADORA","NIT","VIGENCIA DE LOS FACTORES",null,"VALOR ASEGURADO \n","CONDICIONES DE COBRO","FACTOR FIJO EN PESOS PARA COBRO DE SEGURO DE VIDA"]
[null,null,null,null,null,"DESDE","HASTA"]
["facilisima ","SIN garantía hipotecaria","Vida deudores","Seguros de Vida Alfa","860503617-3","2023-11-01","2024-11-01","Saldo de deuda","Titular de la tarjeta (no cubre amparados)\nSaldo de deuda mayor a $10.000",3699]
["clasica","SIN garantía hipotecaria","Vida deudores","Seguros de Vida Alfa","860503617-3","2023-11-01","2024-11-01","Saldo de deuda","Titular de la tarjeta (no cubre amparados)\nSaldo de deuda mayor a $10.000",4680]
["oro  ","SIN garantía hipotecaria","Vida deudores","Seguros de Vida Alfa","860503617-3","2023-11-01","2024-11-01","Saldo de deuda","Titular de la tarjeta (no cubre amparados)\nSaldo de deuda mayor a $10.000",4786]
["platinum ","SIN garantía hipotecaria","Vida deudores","Seguros de Vida Alfa","860503617-3","2023-11-01","2024-11-01","Saldo de deuda","Titular de la tarjeta (no cubre amparados)\nSaldo de deuda mayor a $100.000",4920]
["black","SIN garantía hipotecaria","Vida deudores","Seguros de Vida Alfa","860503617-3","2023-11-01","2024-11-01","Saldo de deuda","Sin cobro.  Están exonerados",6.9499999999999992E-2]
["dinero extra","SIN garantía hipotecaria","Vida deudores","Seguros de Vida Alfa","860503617-3","2023-11-01","2024-11-01","Saldo de deuda","Saldo de deuda mayor a $100.000",8250]